{"id":1114,"date":"2026-04-23T15:34:13","date_gmt":"2026-04-23T19:34:13","guid":{"rendered":"https:\/\/www.courtika.com\/?post_type=insurance&#038;p=1114"},"modified":"2026-07-13T17:34:35","modified_gmt":"2026-07-13T21:34:35","slug":"livestock-farm","status":"publish","type":"insurance","link":"https:\/\/www.courtika.com\/en\/our-products\/farm-insurance\/farm-insurance\/","title":{"rendered":"Livestock farm insurance"},"content":{"rendered":"\t\t<header class=\"media-text-image-a section-block light-theme with-background is-reverse\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-lg-7 col-content light-theme\">\n\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Our expertise<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<h1 class=\"title-3\">Managing risks specific to livestock farms<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Operating a livestock farm comes with unique challenges: specialized buildings, animal care, equipment, machinery and liabilities related to agricultural operations. Courtika supports producers with livestock farm insurance solutions tailored to their type of production and daily reality.<\/p>\n<p>As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/en\/about\/why-choose-courtika\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tWhy choose Courtika\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWhy choose Courtika\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-lg-5 col-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"3333\" height=\"3333\" src=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1.jpg\" class=\"image\" alt=\"\" sizes=\"auto\" srcset=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1.jpg 3333w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-300x300.jpg 300w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1024x1024.jpg 1024w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-150x150.jpg 150w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-768x768.jpg 768w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1536x1536.jpg 1536w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-2048x2048.jpg 2048w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-96x96.jpg 96w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-80x80.jpg 80w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-186x186.jpg 186w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-206x206.jpg 206w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-238x238.jpg 238w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-275x275.jpg 275w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-428x428.jpg 428w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-550x550.jpg 550w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-580x580.jpg 580w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-780x780.jpg 780w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-885x885.jpg 885w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-900x900.jpg 900w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-960x960.jpg 960w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1160x1160.jpg 1160w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1280x1280.jpg 1280w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1366x1366.jpg 1366w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1440x1440.jpg 1440w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1600x1600.jpg 1600w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/04\/Lifestyle_16_0717_1x1-1920x1920.jpg 1920w\" \/>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/header>\n\t\n\n\t\t<section class=\"text-testimonials-a section-block light-theme\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-10 offset-md-1 col-sm-12 col-11 col-main\">\n\t\t\t\t\t\t<div class=\"splide slider dark-theme\" data-splide-slider data-splide=\"{&quot;type&quot;:&quot;slide&quot;,&quot;pagination&quot;:false,&quot;arrows&quot;:false,&quot;cloneStatus&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"splide__track slider-track\">\n\t\t\t\t\t\t\t\t<div class=\"splide__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"slide-wrapper splide__slide\">\n\t\t\t\t\t\t\t\t\t\t<svg class=\"quotation-mark\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"222\" height=\"169\" fill=\"none\" viewBox=\"0 0 222 169\"><g><path fill=\"var(--quotation-color)\" d=\"M222 169 116.886 64.5 222-40v65.313L181.636 64.5 222 103.687zm-117.307 0L0 64.5 104.693-40v65.313L65.171 64.5l39.522 39.187z\"\/><path fill=\"url(#a)\" fill-opacity=\".2\" d=\"M222 169 116.886 64.5 222-40v65.313L181.636 64.5 222 103.687zm-117.307 0L0 64.5 104.693-40v65.313L65.171 64.5l39.522 39.187z\"\/><\/g><defs><linearGradient id=\"a\" x1=\"0\" x2=\"222\" y1=\"65\" y2=\"169\" gradientUnits=\"userSpaceOnUse\"><stop stop-color=\"var(--quotation-gradient-color)\"\/><stop offset=\"1\" stop-color=\"var(--quotation-gradient-color)\" stop-opacity=\"0\"\/><\/linearGradient><\/defs><\/svg>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"slide-content\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Mots de notre client\u00e8le<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<figure class=\"figure\">\n\t\t\t\t\t\t\t\t\t\t\t\t<blockquote class=\"blockquote\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tFermes Farnham Ltd. is proud to collaborate with Courtika Insurance, true specialists in the insurance field. A trusted team that truly understands our agricultural reality.\t\t\t\t\t\t\t\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"footer\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"author-info-section\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"author-info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"author\">Robert<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"info\">Satisfied client<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/g.page\/r\/CXUn8y4iXsgyEAI\/review\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t target=\"_blank\" rel=\"noopener\"\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_outward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLeave a review\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLeave a review\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\n\n\t\t<section class=\"list-text-drawer-a section-block light-theme\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-lg-4 col-left\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title-3\">Essential coverage<\/h2>\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t<p>This coverage protects the basics and the most common risks, providing protection suited to everyday situations.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-lg-7 offset-lg-1 right-column\">\n\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"5f2a6d63e7a2e15bcb5859f0d69bb27d0\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-5f2a6d63e7a2e15bcb5859f0d69bb27d0\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Property insurance<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-5f2a6d63e7a2e15bcb5859f0d69bb27d0\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Covers farm buildings such as barns and stables against damage from covered losses.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b34a40b53c293e1d54f50286b4ab87d71\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b34a40b53c293e1d54f50286b4ab87d71\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Equipment and machinery<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b34a40b53c293e1d54f50286b4ab87d71\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Protects farm machinery and equipment against covered losses or damage, based on their declared value.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"46676aa706f7614c83208752fff4b8de2\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-46676aa706f7614c83208752fff4b8de2\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Livestock insurance<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-46676aa706f7614c83208752fff4b8de2\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Covers the loss of insured animals following a claim, according to the terms and values set out in the policy.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"58463ddab64d4927dc128d8b1f8b7a823\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-58463ddab64d4927dc128d8b1f8b7a823\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Agricultural liability<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-58463ddab64d4927dc128d8b1f8b7a823\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Protects against claims for bodily injury or property damage caused to third parties in the course of farming activities.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\n\n\t\t<section class=\"list-text-drawer-a section-block light-theme\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-lg-4 col-left\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title-3\">Recommended coverage<\/h2>\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t<p>Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-lg-7 offset-lg-1 right-column\">\n\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"657ebce62588e221883edca1f0a90e240\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-657ebce62588e221883edca1f0a90e240\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Equipment breakdown<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-657ebce62588e221883edca1f0a90e240\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Compensates for sudden and accidental damage to farm equipment essential to operations.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"251da802bc93d2a47799d17d4050497c1\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-251da802bc93d2a47799d17d4050497c1\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Farm business interruption<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-251da802bc93d2a47799d17d4050497c1\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Compensates for loss of income when production is slowed or halted following a covered claim.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7db689ebdce5a3887951b86a681ca6792\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7db689ebdce5a3887951b86a681ca6792\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Additional expenses<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7db689ebdce5a3887951b86a681ca6792\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Covers certain additional expenses incurred to maintain or resume operations after a claim.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"23d092acc0d5b713208247086f3f620f3\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-23d092acc0d5b713208247086f3f620f3\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Products<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-23d092acc0d5b713208247086f3f620f3\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Protects farm products against losses or damage caused by a covered claim.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\n\n\t\t<section class=\"group-icons section-block light-theme is-slider\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-lg-5 col-md-6\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h2 class=\"title-3\">Additional coverage<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>These additional coverage options allow you to adjust your protection based on more specific needs or particular situations.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 offset-lg-4 col-btns\">\n\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/en\/contact-us\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tTalk to a broker\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTalk to a broker\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12\">\n\t\t\t\t\t\t\t<div class=\"content-wrapper\">\n\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splide slider\" data-splide-slider data-splide=\"{&quot;type&quot;:&quot;slide&quot;,&quot;drag&quot;:&quot;free&quot;,&quot;perPage&quot;:3,&quot;snap&quot;:false,&quot;omitEnd&quot;:true,&quot;pagination&quot;:true,&quot;breakpoints&quot;:{&quot;991&quot;:{&quot;perPage&quot;:2},&quot;767&quot;:{&quot;perPage&quot;:1}}}\" style=\"--slider-total-slide: 3\">\n\t\t\t<div class=\"splide__track slider-track dark-theme\">\n\t\t\t\t<div class=\"splide__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<article class=\"slide-wrapper splide__slide\">\n\t<div class=\"tile  \">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"top\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M24 44C21.2333 44 18.6333 43.475 16.2 42.425C13.7667 41.375 11.65 39.95 9.85 38.15C8.05 36.35 6.625 34.2333 5.575 31.8C4.525 29.3667 4 26.7667 4 24C4 21.2333 4.525 18.6333 5.575 16.2C6.625 13.7667 8.05 11.65 9.85 9.85C11.65 8.05 13.7667 6.625 16.2 5.575C18.6333 4.525 21.2333 4 24 4C26.1667 4 28.2167 4.31667 30.15 4.95C32.0833 5.58333 33.8667 6.46667 35.5 7.6L32.6 10.55C31.3333 9.75 29.9833 9.125 28.55 8.675C27.1167 8.225 25.6 8 24 8C19.5667 8 15.7917 9.55833 12.675 12.675C9.55833 15.7917 8 19.5667 8 24C8 28.4333 9.55833 32.2083 12.675 35.325C15.7917 38.4417 19.5667 40 24 40C25.0667 40 26.1 39.9 27.1 39.7C28.1 39.5 29.0667 39.2167 30 38.85L33 41.9C31.6333 42.5667 30.2 43.0833 28.7 43.45C27.2 43.8167 25.6333 44 24 44ZM38 40V34H32V30H38V24H42V30H48V34H42V40H38ZM21.2 33.2L12.7 24.7L15.5 21.9L21.2 27.6L41.2 7.55L44 10.35L21.2 33.2Z\" fill=\"#2897D5\"\/>\n<\/svg>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-5\">Pollution<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bottom\">\n\t\t\t\t\t<p>Covers certain damage resulting from a sudden and accidental spill or pollution event.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<article class=\"slide-wrapper splide__slide\">\n\t<div class=\"tile  \">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"top\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M24 44C21.2333 44 18.6333 43.475 16.2 42.425C13.7667 41.375 11.65 39.95 9.85 38.15C8.05 36.35 6.625 34.2333 5.575 31.8C4.525 29.3667 4 26.7667 4 24C4 21.2333 4.525 18.6333 5.575 16.2C6.625 13.7667 8.05 11.65 9.85 9.85C11.65 8.05 13.7667 6.625 16.2 5.575C18.6333 4.525 21.2333 4 24 4C26.1667 4 28.2167 4.31667 30.15 4.95C32.0833 5.58333 33.8667 6.46667 35.5 7.6L32.6 10.55C31.3333 9.75 29.9833 9.125 28.55 8.675C27.1167 8.225 25.6 8 24 8C19.5667 8 15.7917 9.55833 12.675 12.675C9.55833 15.7917 8 19.5667 8 24C8 28.4333 9.55833 32.2083 12.675 35.325C15.7917 38.4417 19.5667 40 24 40C25.0667 40 26.1 39.9 27.1 39.7C28.1 39.5 29.0667 39.2167 30 38.85L33 41.9C31.6333 42.5667 30.2 43.0833 28.7 43.45C27.2 43.8167 25.6333 44 24 44ZM38 40V34H32V30H38V24H42V30H48V34H42V40H38ZM21.2 33.2L12.7 24.7L15.5 21.9L21.2 27.6L41.2 7.55L44 10.35L21.2 33.2Z\" fill=\"#2897D5\"\/>\n<\/svg>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-5\">Care, custody and control of animals<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bottom\">\n\t\t\t\t\t<p>Protects against claims related to animals belonging to third parties but entrusted to the farm.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n<article class=\"slide-wrapper splide__slide\">\n\t<div class=\"tile  \">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"top\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M24 44C21.2333 44 18.6333 43.475 16.2 42.425C13.7667 41.375 11.65 39.95 9.85 38.15C8.05 36.35 6.625 34.2333 5.575 31.8C4.525 29.3667 4 26.7667 4 24C4 21.2333 4.525 18.6333 5.575 16.2C6.625 13.7667 8.05 11.65 9.85 9.85C11.65 8.05 13.7667 6.625 16.2 5.575C18.6333 4.525 21.2333 4 24 4C26.1667 4 28.2167 4.31667 30.15 4.95C32.0833 5.58333 33.8667 6.46667 35.5 7.6L32.6 10.55C31.3333 9.75 29.9833 9.125 28.55 8.675C27.1167 8.225 25.6 8 24 8C19.5667 8 15.7917 9.55833 12.675 12.675C9.55833 15.7917 8 19.5667 8 24C8 28.4333 9.55833 32.2083 12.675 35.325C15.7917 38.4417 19.5667 40 24 40C25.0667 40 26.1 39.9 27.1 39.7C28.1 39.5 29.0667 39.2167 30 38.85L33 41.9C31.6333 42.5667 30.2 43.0833 28.7 43.45C27.2 43.8167 25.6333 44 24 44ZM38 40V34H32V30H38V24H42V30H48V34H42V40H38ZM21.2 33.2L12.7 24.7L15.5 21.9L21.2 27.6L41.2 7.55L44 10.35L21.2 33.2Z\" fill=\"#2897D5\"\/>\n<\/svg>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-5\">Warehousers&#8217; liability<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bottom\">\n\t\t\t\t\t<p>Covers liability arising from the storage of property belonging to third parties.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n<div class=\"slider-navigation\">\n\t\t\t<div class=\"splide__arrows slider-arrows\">\n\t\t\t\t\t\t<button class=\"button button-primary button-icon button-icon splide__arrow splide__arrow--prev slider-arrow arrow-prev\" >\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_back<\/i>\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_back<\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t\t\t\t<button class=\"button button-primary button-icon button-icon splide__arrow splide__arrow--next slider-arrow arrow-next\" >\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t\t<ul class=\"splide__pagination slider-pagination slider-pagination-line\"><\/ul>\n\t<\/div>\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\n\n\t<div class=\"list-faq-a section-block with-background dark-theme\" data-scroll-section>\n\t\t<div class=\"container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t\t<div class=\"col-lg-3 col-left light-theme\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title-4\">Frequently asked questions<\/h2>\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t<p>The world of insurance can raise many questions. That&#8217;s why we&#8217;ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/en\/faq\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tView our full FAQ\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tView our full FAQ\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-lg-8 offset-lg-1 right-column light-theme\">\n\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"e37cec231375ebdba381daa0fef71a4e0\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-e37cec231375ebdba381daa0fef71a4e0\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Is loss of income covered if production slows down?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-e37cec231375ebdba381daa0fef71a4e0\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Farm business interruption insurance can compensate for loss of income when production is reduced or halted following a covered claim.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"186185b88016219c59f4d3405e5493101\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-186185b88016219c59f4d3405e5493101\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">How should I insure my animals?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-186185b88016219c59f4d3405e5493101\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Animals can be insured globally for the value the producer would have received if they had been sold. In this case, it is important to follow the Co-insurance Clause mentioned in the policy. If an animal has high value, it should be insured specifically.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"15657c494c5a6a46a03d24a3d3a0c7f72\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-15657c494c5a6a46a03d24a3d3a0c7f72\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Why is extra expense coverage relevant?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-15657c494c5a6a46a03d24a3d3a0c7f72\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Extra expense coverage can serve many purposes. For example, this type of coverage can help cover additional costs resulting from renting machinery after a claim that damaged your own equipment.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t<script type=\"application\/ld+json\">{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Is loss of income covered if production slows down?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>Farm business interruption insurance can compensate for loss of income when production is reduced or halted following a covered claim.<\/p>\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"How should I insure my animals?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>Animals can be insured globally for the value the producer would have received if they had been sold. In this case, it is important to follow the Co-insurance Clause mentioned in the policy. If an animal has high value, it should be insured specifically.<\/p>\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Why is extra expense coverage relevant?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>Extra expense coverage can serve many purposes. For example, this type of coverage can help cover additional costs resulting from renting machinery after a claim that damaged your own equipment.<\/p>\"\n            }\n        }\n    ]\n}<\/script>\t\t<\/div>\n\t<\/div>\n\n\n\n\t\t<section class=\"article-related-a section-block light-theme\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-lg-12 col-title\">\n\t\t\t\t\t\t<div class=\"section-title\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<h2 class=\"title-3\">Expert advice<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t<p>Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/en\/expert-advices\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tSee more tips\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tSee more tips\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-12 slider\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splide slider hide-nav\" data-splide-slider data-splide=\"{&quot;type&quot;:&quot;slide&quot;,&quot;perPage&quot;:3,&quot;omitEnd&quot;:true,&quot;breakpoints&quot;:{&quot;1199&quot;:{&quot;perPage&quot;:3},&quot;991&quot;:{&quot;perPage&quot;:2},&quot;767&quot;:{&quot;perPage&quot;:1}}}\">\n\t\t\t<div class=\"splide__track slider-track\">\n\t\t\t\t<div class=\"splide__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"slide-wrapper splide__slide\">\n\t\t\t<a class=\"link-overlay\" href=\"https:\/\/www.courtika.com\/en\/buying-your-first-home-what-home-insurance-coverage-do-you-need\/\"  aria-label=\"Buying Your First Home: What Home Insurance Coverage Do You Need?\"><span class=\"sr-only\">Buying Your First Home: What Home Insurance Coverage Do You Need?<\/span><\/a>\n\t\t<div class=\"tile\">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"683\" src=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1024x683.jpg 1024w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-300x200.jpg 300w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-768x512.jpg 768w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1536x1024.jpg 1536w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-2048x1365.jpg 2048w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-96x64.jpg 96w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-80x53.jpg 80w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-186x124.jpg 186w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-206x137.jpg 206w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-238x159.jpg 238w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-275x183.jpg 275w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-428x285.jpg 428w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-550x367.jpg 550w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-580x387.jpg 580w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-780x520.jpg 780w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-885x590.jpg 885w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-900x600.jpg 900w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-960x640.jpg 960w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1160x773.jpg 1160w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1280x853.jpg 1280w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1366x911.jpg 1366w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1440x960.jpg 1440w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1600x1067.jpg 1600w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/knopka-ivy-i9aPNxsRPTo-unsplash-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Housing<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-first-card title-6\">Buying Your First Home: What Home Insurance Coverage Do You Need?<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"slide-wrapper splide__slide\">\n\t\t\t<a class=\"link-overlay\" href=\"https:\/\/www.courtika.com\/en\/6-good-driving-habits-to-adopt\/\"  aria-label=\"6 Good Driving Habits to Adopt\"><span class=\"sr-only\">6 Good Driving Habits to Adopt<\/span><\/a>\n\t\t<div class=\"tile\">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"685\" src=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1024x685.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1024x685.jpg 1024w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-300x201.jpg 300w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-768x514.jpg 768w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1536x1028.jpg 1536w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-2048x1371.jpg 2048w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-96x64.jpg 96w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-80x54.jpg 80w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-186x125.jpg 186w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-206x138.jpg 206w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-238x159.jpg 238w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-275x184.jpg 275w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-428x287.jpg 428w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-550x368.jpg 550w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-580x388.jpg 580w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-780x522.jpg 780w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-885x592.jpg 885w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-900x602.jpg 900w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-960x643.jpg 960w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1160x777.jpg 1160w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1280x857.jpg 1280w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1366x914.jpg 1366w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1440x964.jpg 1440w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1600x1071.jpg 1600w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/erik-witsoe-NYFUVvKYAdI-unsplash-1920x1285.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Vehicle<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-first-card title-6\">6 Good Driving Habits to Adopt<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article class=\"slide-wrapper splide__slide\">\n\t\t\t<a class=\"link-overlay\" href=\"https:\/\/www.courtika.com\/en\/how-is-your-home-insurance-premium-calculated\/\"  aria-label=\"How Is Your Home Insurance Premium Calculated?\"><span class=\"sr-only\">How Is Your Home Insurance Premium Calculated?<\/span><\/a>\n\t\t<div class=\"tile\">\n\t\t<div class=\"tile-content\">\n\t\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"787\" src=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1024x787.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1024x787.jpg 1024w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-300x231.jpg 300w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-768x590.jpg 768w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1536x1181.jpg 1536w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-2048x1574.jpg 2048w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-96x74.jpg 96w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-80x62.jpg 80w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-186x143.jpg 186w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-206x158.jpg 206w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-238x183.jpg 238w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-275x211.jpg 275w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-428x329.jpg 428w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-550x423.jpg 550w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-580x446.jpg 580w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-780x600.jpg 780w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-885x680.jpg 885w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-900x692.jpg 900w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-960x738.jpg 960w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1160x892.jpg 1160w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1280x984.jpg 1280w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1366x1050.jpg 1366w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1440x1107.jpg 1440w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1600x1230.jpg 1600w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/07\/linus-belanger-mCMMYTck9AY-unsplash-e1784045941370-1920x1476.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Housing<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title title-first-card title-6\">How Is Your Home Insurance Premium Calculated?<\/h3>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n<div class=\"slider-navigation\">\n\t\t\t<div class=\"splide__arrows slider-arrows\">\n\t\t\t\t\t\t<button class=\"button button-primary button-icon button-icon splide__arrow splide__arrow--prev slider-arrow arrow-prev\" >\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_back<\/i>\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_back<\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t\t\t\t<button class=\"button button-primary button-icon button-icon splide__arrow splide__arrow--next slider-arrow arrow-next\" >\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\n\n\t\t<section class=\"text-cta-b section-block with-background light-theme is-reverse\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-5 col-image\">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1333\" height=\"1333\" src=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1.jpg\" class=\"image\" alt=\"\" sizes=\"auto\" srcset=\"https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1.jpg 1333w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-300x300.jpg 300w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-1024x1024.jpg 1024w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-150x150.jpg 150w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-768x768.jpg 768w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-96x96.jpg 96w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-80x80.jpg 80w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-186x186.jpg 186w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-206x206.jpg 206w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-238x238.jpg 238w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-275x275.jpg 275w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-428x428.jpg 428w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-550x550.jpg 550w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-580x580.jpg 580w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-780x780.jpg 780w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-885x885.jpg 885w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-900x900.jpg 900w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-960x960.jpg 960w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-1160x1160.jpg 1160w, https:\/\/s3.ca-central-1.amazonaws.com\/cdn.courtika.com\/wp-content\/uploads\/2026\/06\/S246061-1-1280x1280.jpg 1280w\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-7 col-content light-theme\">\n\t\t\t\t\t\t<div class=\"content-wrapper\">\n\t\t\t\t\t\t\t<h2 class=\"title-3\">Let&#8217;s talk about your reality<\/h2>\n\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.<\/p>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/en\/contact-us\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"bg-shape\" aria-hidden=\"true\">\n\t\t\t\t<svg viewBox=\"0 0 1440 868\" preserveAspectRatio=\"xMidYMid slice\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t<mask id=\"mask0_text_cta_b\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"1440\" height=\"868\">\n\t\t\t\t\t\t<rect width=\"1440\" height=\"868\" fill=\"#D9D9D9\"\/>\n\t\t\t\t\t<\/mask>\n\n\t\t\t\t\t<g mask=\"url(#mask0_text_cta_b)\">\n\t\t\t\t\t\t<path d=\"M1175.62 321.135L1631 509.934V965.456L1175.62 776.655L720.001 588.09V132.334L1175.62 321.135Z\" fill=\"url(#paint0_linear_text_cta_b)\"\/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<path d=\"M264.618 321.135L-191 509.934V965.456L264.618 776.655L720.001 588.09V132.334L264.618 321.135Z\" fill=\"url(#paint1_linear_text_cta_b)\"\/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<path d=\"M264.618 1421.21V965.457V776.656L-191 965.457V1421.21L264.618 1610.01V1421.21Z\" fill=\"url(#paint2_linear_text_cta_b)\"\/>\n\t\t\t\t\t<\/g>\n\n\t\t\t\t\t<defs>\n\t\t\t\t\t\t<linearGradient id=\"paint0_linear_text_cta_b\" x1=\"720.001\" y1=\"549.013\" x2=\"1631\" y2=\"549.013\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\n\t\t\t\t\t\t<linearGradient id=\"paint1_linear_text_cta_b\" x1=\"-191\" y1=\"-11518.9\" x2=\"720.001\" y2=\"-11518.9\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\n\t\t\t\t\t\t<linearGradient id=\"paint2_linear_text_cta_b\" x1=\"36.8088\" y1=\"1610.01\" x2=\"36.8088\" y2=\"776.656\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\t\t\t\t\t<\/defs>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t<\/section>\n\t","protected":false},"excerpt":{"rendered":"<p>Insurance designed for livestock operations, covering your buildings, equipment, livestock, and liabilities related to agricultural activities.<\/p>\n","protected":false},"featured_media":1113,"template":"","insurance-category":[39],"class_list":["post-1114","insurance","type-insurance","status-publish","has-post-thumbnail","hentry","insurance-category-farm-insurance-brokers"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/insurance\/1114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/types\/insurance"}],"version-history":[{"count":5,"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/insurance\/1114\/revisions"}],"predecessor-version":[{"id":1699,"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/insurance\/1114\/revisions\/1699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/media\/1113"}],"wp:attachment":[{"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/media?parent=1114"}],"wp:term":[{"taxonomy":"insurance-category","embeddable":true,"href":"https:\/\/www.courtika.com\/en\/wp-json\/wp\/v2\/insurance-category?post=1114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}