{"id":174,"date":"2026-05-06T11:10:43","date_gmt":"2026-05-06T15:10:43","guid":{"rendered":"https:\/\/www.courtika.com\/?page_id=174"},"modified":"2026-06-22T16:21:36","modified_gmt":"2026-06-22T20:21:36","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.courtika.com\/fr\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<header class=\"header-title section-block light-theme\" data-scroll-section>\n\t\t\t<div class=\"container container-main\">\n\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-md-6 col-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"upper-title-1\">Vos questions, nos r\u00e9ponses<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"title-2\">FAQ<\/h1>\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/header>\n\t\n\n\t\t<div class=\"list-faq-b section-block with-background light-theme\" data-scroll-section data-list-faq-b-module>\n\t\t\t<div class=\"container\">\n\t\t\t\t\t\t\t\t<div class=\"row row-main\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<div class=\"row row-faq\">\n\t\t\t\t\t\t\t<aside class=\"col-md-4 left-column\" data-sticky-element-parent>\n\t\t\t\t\t\t\t\t\t\t\t<button class=\"button button-secondary reverse filters\" data-filter-toggler>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">tune<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tCategories\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCategories\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"side-panel\" data-animation=\"stickyFaqAnchorList\" data-filter-panel>\n\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"button button-primary button-icon button-close\" data-filter-panel-close>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">close<\/i>\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">close<\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<nav class=\"faq-anchors-list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#general\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">G\u00e9n\u00e9ral<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#assurance-vehicule\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">Assurance v\u00e9hicule<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#assurance-habitation\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">Assurance habitation<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#assurance-entreprise\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">Assurance entreprise<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#assurance-agricole\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">Assurance agricole<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"faq-anchor-link\" href=\"#le-metier-de-courtier\" data-anchor-link>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-anchor-link-label\">Le m\u00e9tier de courtier<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"material-symbols-outlined faq-anchor-link-icon\" aria-hidden=\"true\">arrow_forward<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/nav>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/aside>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-8 right-column\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"general\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">G\u00e9n\u00e9ral<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"f049bae1ed820245dba44e6a113776790\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-f049bae1ed820245dba44e6a113776790\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quels sont les avantages d&rsquo;utiliser l&rsquo;assistante virtuelle MiKA pour une demande de soumission ou de modification de police existante?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-f049bae1ed820245dba44e6a113776790\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Notre assistante virtuelle MiKA est accessible en tout temps et o\u00f9 que vous soyez. Elle vous permet de faire une demande de soumission ou de modification de police \u00e0 tout moment, tout en \u00e9vitant les d\u00e9lais d\u2019attente lors des p\u00e9riodes de fort achalandage.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"460e688b4e84f58d77dac67523baa4851\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-460e688b4e84f58d77dac67523baa4851\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Pourquoi devrais-je m&rsquo;inscrire \u00e0 mon Espace Client Courtika?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-460e688b4e84f58d77dac67523baa4851\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>\u00c0 l\u2019instar de votre institution bancaire, de vos services publics ou de votre fournisseur de t\u00e9l\u00e9communications, Courtika s\u2019est dot\u00e9e d\u2019un espace client. Celui-ci nous permet de mieux prot\u00e9ger vos donn\u00e9es en limitant leur circulation au strict n\u00e9cessaire. Accessible 24 heures sur 24, 7 jours sur 7, 365 jours par ann\u00e9e, il est disponible sur votre ordinateur comme sur vos appareils mobiles.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b98e5dd2329fa90dc5abec40e56a967d2\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b98e5dd2329fa90dc5abec40e56a967d2\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quels sont les documents auxquels j&rsquo;ai acc\u00e8s \u00e0 partir de l&rsquo;Espace client?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b98e5dd2329fa90dc5abec40e56a967d2\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<ul>\n<li>Vos certificats d&rsquo;assurance (que vous pourrez mettre dans votre portefeuille mobile de t\u00e9l\u00e9phone intelligent)<\/li>\n<li>Vos polices d&rsquo;assurance<\/li>\n<li>Votre calendrier de pr\u00e9l\u00e8vements<\/li>\n<li>Et plusieurs autres documents importants<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"6ffd8283f59062b32beb4d99459b3f913\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-6ffd8283f59062b32beb4d99459b3f913\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Comment proc\u00e9der pour faire une r\u00e9clamation?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-6ffd8283f59062b32beb4d99459b3f913\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Pour l&rsquo;ensemble des informations pour faire une r\u00e9clamation, vous pouvez vous rendre sur notre <a href=\"https:\/\/www.courtika.com\/fr\/reclamation\/\">page R\u00e9clamation<\/a>.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"6d630dc6010d172299326e8d7d5182004\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-6d630dc6010d172299326e8d7d5182004\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la diff\u00e9rence entre un courtier et un assureur?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-6d630dc6010d172299326e8d7d5182004\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Un courtier en assurance agit comme interm\u00e9diaire entre vous et plusieurs compagnies d\u2019assurance. Il compare les offres afin de vous proposer la couverture la mieux adapt\u00e9e \u00e0 vos besoins, au meilleur prix. Un assureur, quant \u00e0 lui, vend uniquement ses propres produits.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d7d6c43313b8ff4b30ed4748c3d25f985\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d7d6c43313b8ff4b30ed4748c3d25f985\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Pourquoi faire appel \u00e0 un courtier en assurance?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d7d6c43313b8ff4b30ed4748c3d25f985\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Faire affaire avec un courtier vous permet de b\u00e9n\u00e9ficier d\u2019un accompagnement personnalis\u00e9. Il analyse votre situation, vous conseille et magasine pour vous aupr\u00e8s de plusieurs assureurs, vous faisant ainsi gagner du temps et de l\u2019argent.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"assurance-vehicule\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">Assurance v\u00e9hicule<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"da2e522e661e81d7bf7677c3ff91fdc20\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-da2e522e661e81d7bf7677c3ff91fdc20\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que je peux pr\u00eater mon v\u00e9hicule?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-da2e522e661e81d7bf7677c3ff91fdc20\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, mais \u00e0 certaines conditions. Il faut s\u2019assurer que le conducteur poss\u00e8de un permis valide. Il est aussi important de v\u00e9rifier la fr\u00e9quence \u00e0 laquelle vous pr\u00eatez votre v\u00e9hicule. Il se pourrait que nous devions ajouter ce conducteur \u00e0 votre police. Si la personne a une assurance \u00e0 son nom et qu\u2019elle est d\u00e9sign\u00e9e comme conducteur principal, vous pouvez pr\u00eater votre v\u00e9hicule.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"eadefbd4815235698a13a4ba3054b2db1\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-eadefbd4815235698a13a4ba3054b2db1\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que je peux utiliser mon v\u00e9hicule pour faire du Uber ou du DoorDash\u202f?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-eadefbd4815235698a13a4ba3054b2db1\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Cette utilisation doit toujours \u00eatre d\u00e9clar\u00e9e, puisque tous les assureurs ne la couvrent pas.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7055d0aa39ecd5a2a03cd0225246c50f2\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7055d0aa39ecd5a2a03cd0225246c50f2\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Pourquoi ma prime a-t-elle augment\u00e9 cette ann\u00e9e?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7055d0aa39ecd5a2a03cd0225246c50f2\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Il peut y avoir plusieurs facteurs, comme votre secteur d\u2019utilisation, l\u2019historique du v\u00e9hicule, votre dossier de r\u00e9clamation, votre dossier de cr\u00e9dit, etc.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"544b9118720ec262fb452779fe98e7d43\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-544b9118720ec262fb452779fe98e7d43\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Puis-je remiser mon v\u00e9hicule r\u00e9cr\u00e9atif?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-544b9118720ec262fb452779fe98e7d43\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, il n\u2019a pas de remisage sur les v\u00e9hicules r\u00e9cr\u00e9atifs.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7c2fc308a7293910f17da7044aebbba34\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7c2fc308a7293910f17da7044aebbba34\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Puis-je obtenir un rabais en assurant mon v\u00e9hicule r\u00e9cr\u00e9atif et mon auto ensemble?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7c2fc308a7293910f17da7044aebbba34\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, aucun rabais ne s\u2019applique entre les v\u00e9hicules r\u00e9cr\u00e9atifs et les v\u00e9hicules automobiles.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"20b073afb62f5797869b33d16d2c534b5\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-20b073afb62f5797869b33d16d2c534b5\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Si mon v\u00e9hicule r\u00e9cr\u00e9atif est dans mon garage, est-ce que mon assurance habitation la couvre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-20b073afb62f5797869b33d16d2c534b5\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, jamais. Les v\u00e9hicules r\u00e9cr\u00e9atifs doivent toujours \u00eatre assur\u00e9s par une police d\u2019assurance distincte de l\u2019assurance habitation.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"54fb52fed270171f6369802e6444c0eb6\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-54fb52fed270171f6369802e6444c0eb6\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon VR doit-il \u00eatre assur\u00e9 m\u00eame s&rsquo;il ne circule pas durant l&rsquo;hiver?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-54fb52fed270171f6369802e6444c0eb6\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, votre VR doit rester assur\u00e9 m\u00eame durant l\u2019hiver, m\u00eame s\u2019il n\u2019est pas utilis\u00e9. Cela permet de le prot\u00e9ger contre des risques comme le vol, le vandalisme, l\u2019incendie ou certains dommages pendant la p\u00e9riode d\u2019entreposage.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"497d0e3a3e05629e5bee92fce14f6aa57\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-497d0e3a3e05629e5bee92fce14f6aa57\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les biens personnels \u00e0 l&rsquo;int\u00e9rieur de mon VR sont-ils couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-497d0e3a3e05629e5bee92fce14f6aa57\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, la plupart des assureurs proposent une option pour couvrir les biens personnels \u00e0 l\u2019int\u00e9rieur du VR.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0c76188a8e36a4fde3411574ff42a9b18\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0c76188a8e36a4fde3411574ff42a9b18\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert.e si je voyage aux \u00c9tats-Unis?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0c76188a8e36a4fde3411574ff42a9b18\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, automatiquement. Toutefois, nous recommandons d\u2019avoir une couverture d\u2019au moins 2\u202fmillions de dollars en responsabilit\u00e9 civile, ou plus.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"a4cd12b3c2953212f5998b8e69289f099\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-a4cd12b3c2953212f5998b8e69289f099\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Puis-je pr\u00eater mon VR \u00e0 un ami?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-a4cd12b3c2953212f5998b8e69289f099\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, vous pouvez le pr\u00eater. Toutefois, si vous pr\u00e9voyez le louer contre r\u00e9mun\u00e9ration, il est important d\u2019en informer votre assureur au pr\u00e9alable.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"4e893df530cc2846f864ef1d4fca544f10\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-4e893df530cc2846f864ef1d4fca544f10\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Si mon bateau heurte le fond ou une roche, est-ce que les dommages sont couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-4e893df530cc2846f864ef1d4fca544f10\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, \u00e0 condition d\u2019avoir une couverture compl\u00e8te pour votre bateau.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"6b45fa6eee031f614effc92d9e1d7b4511\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-6b45fa6eee031f614effc92d9e1d7b4511\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les effets personnels \u00e0 bord du bateau sont-ils couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-6b45fa6eee031f614effc92d9e1d7b4511\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, les effets personnels comme les v\u00eatements, les \u00e9quipements sportifs et les appareils \u00e9lectroniques peuvent \u00eatre couverts si vous prenez une protection pour les biens personnels.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"8b79d2b1cec9a547e14052ea659339dc12\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-8b79d2b1cec9a547e14052ea659339dc12\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les dommages caus\u00e9s au bateau lors de son transport sont-ils couverts par l\u2019assurance?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-8b79d2b1cec9a547e14052ea659339dc12\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, \u00e0 condition d\u2019avoir une couverture compl\u00e8te pour votre bateau.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"assurance-habitation\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">Assurance habitation<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7a84ff6b3dd643ae4daa0221d419a0900\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7a84ff6b3dd643ae4daa0221d419a0900\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Qu\u2019est-ce qui est couvert par une assurance habitation propri\u00e9taire occupant?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7a84ff6b3dd643ae4daa0221d419a0900\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle couvre la maison, les biens personnels et la responsabilit\u00e9 civile en cas de dommages caus\u00e9s \u00e0 autrui.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d9f8121aff069a02a798f0b998343a781\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d9f8121aff069a02a798f0b998343a781\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert pour les d\u00e9g\u00e2ts d\u2019eau dans ma maison?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d9f8121aff069a02a798f0b998343a781\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, mais seulement pour les protections incluses ou ajout\u00e9es (refoulement d\u2019\u00e9gout, infiltration, d\u00e9bordement, etc.).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"1b53d77512da9d965ea5b0cd3a766ee42\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-1b53d77512da9d965ea5b0cd3a766ee42\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Dois-je assurer ma maison \u00e0 sa valeur marchande?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-1b53d77512da9d965ea5b0cd3a766ee42\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, elle doit \u00eatre assur\u00e9e selon sa valeur de reconstruction, soit le co\u00fbt pour la reb\u00e2tir \u00e0 neuf.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0315b5e05bae388114c20458db21aa183\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0315b5e05bae388114c20458db21aa183\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la diff\u00e9rence entre le syndicat et mon assurance condo?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0315b5e05bae388114c20458db21aa183\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Le syndicat couvre les parties communes et la structure de base, tandis que votre assurance couvre vos biens, am\u00e9liorations et responsabilit\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"510c673bc78cd3483d29cae6c0d2b9d04\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-510c673bc78cd3483d29cae6c0d2b9d04\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Dois-je assurer les am\u00e9liorations dans mon condo?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-510c673bc78cd3483d29cae6c0d2b9d04\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, les am\u00e9liorations (cuisine, planchers, etc.) doivent \u00eatre assur\u00e9es individuellement.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"ff97596b31c99aa2ac1355d8125d0cd05\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-ff97596b31c99aa2ac1355d8125d0cd05\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je responsable de la franchise du syndicat?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-ff97596b31c99aa2ac1355d8125d0cd05\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, dans certains cas, vous pourriez \u00eatre tenu responsable d\u2019une partie de la franchise.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c91de4f7389a8b7272111cbd154130086\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c91de4f7389a8b7272111cbd154130086\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Pourquoi ai-je besoin d&rsquo;une assurance locataire?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c91de4f7389a8b7272111cbd154130086\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle prot\u00e8ge vos biens et vous couvre en responsabilit\u00e9 civile, m\u00eame si vous n\u2019\u00eates pas propri\u00e9taire.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"78fb00276180e9447939b23f5199474d7\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-78fb00276180e9447939b23f5199474d7\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mes biens sont-ils couverts en cas de vol ou d\u2019incendie?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-78fb00276180e9447939b23f5199474d7\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, vos biens personnels sont prot\u00e9g\u00e9s selon les protections choisies.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"f4edc974457fdfc6b013ef48c2f3f1c18\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-f4edc974457fdfc6b013ef48c2f3f1c18\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si je cause un d\u00e9g\u00e2t d\u2019eau chez mon voisin?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-f4edc974457fdfc6b013ef48c2f3f1c18\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, votre responsabilit\u00e9 civile peut couvrir les dommages caus\u00e9s \u00e0 d\u2019autres.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"3671566ab10d7795034303a10752e1029\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-3671566ab10d7795034303a10752e1029\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que couvre une assurance immeuble \u00e0 revenus?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-3671566ab10d7795034303a10752e1029\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle couvre le b\u00e2timent, la responsabilit\u00e9 du propri\u00e9taire et les pertes de revenus locatifs.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"ad95d3971b71be282b7a325ba548880910\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-ad95d3971b71be282b7a325ba548880910\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les pertes de loyers sont-elles couvertes en cas de sinistre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-ad95d3971b71be282b7a325ba548880910\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si vous avez la protection de revenus locatifs.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"9339eb8948830a6f2eaedef1bb4c0a1c11\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-9339eb8948830a6f2eaedef1bb4c0a1c11\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">L\u2019assurance couvre-t-elle les biens des locataires?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-9339eb8948830a6f2eaedef1bb4c0a1c11\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, les locataires doivent avoir leur propre assurance.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"2a8e233f89434dbaec8215f90f800fb612\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-2a8e233f89434dbaec8215f90f800fb612\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon chalet est-il assur\u00e9 comme ma r\u00e9sidence principale?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-2a8e233f89434dbaec8215f90f800fb612\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, les protections peuvent diff\u00e9rer selon l\u2019usage saisonnier ou occasionnel.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b5e988bfe011f6e7b82f4b18bcd1192713\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b5e988bfe011f6e7b82f4b18bcd1192713\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si mon chalet est inoccup\u00e9 en hiver?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b5e988bfe011f6e7b82f4b18bcd1192713\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, mais certaines conditions doivent \u00eatre respect\u00e9es (visites r\u00e9guli\u00e8res, chauffage, etc.).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0d5aac62a10031619ee6e95a30c42b7c14\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0d5aac62a10031619ee6e95a30c42b7c14\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les dommages caus\u00e9s par le gel sont-ils couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0d5aac62a10031619ee6e95a30c42b7c14\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si les mesures de pr\u00e9vention exig\u00e9es sont respect\u00e9es.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b5aad6b26a1ab72c01dc6ceb8d8de1ea15\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b5aad6b26a1ab72c01dc6ceb8d8de1ea15\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Puis-je louer ma propri\u00e9t\u00e9 sur Airbnb avec une assurance standard?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b5aad6b26a1ab72c01dc6ceb8d8de1ea15\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, un avenant ou une police sp\u00e9cifique est g\u00e9n\u00e9ralement requis.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"048b3961de92054a4ea753c081df2fea16\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-048b3961de92054a4ea753c081df2fea16\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Combien de jours de location sont permis avant de devoir d\u00e9clarer l\u2019activit\u00e9?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-048b3961de92054a4ea753c081df2fea16\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>G\u00e9n\u00e9ralement plus de 30 jours cumul\u00e9s par ann\u00e9e doivent \u00eatre d\u00e9clar\u00e9s (selon l\u2019assureur).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"a0372387644ed4d29e37703ec3ab5d2f17\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-a0372387644ed4d29e37703ec3ab5d2f17\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert en cas de dommages caus\u00e9s par un locataire?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-a0372387644ed4d29e37703ec3ab5d2f17\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, mais seulement si la location est d\u00e9clar\u00e9e et couverte par votre contrat.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"66639ac767f0ab05d35b350ae5dde19918\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-66639ac767f0ab05d35b350ae5dde19918\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Ma roulotte est-elle couverte comme une maison?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-66639ac767f0ab05d35b350ae5dde19918\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle a une couverture similaire \u00e0 l\u2019habitation, mais adapt\u00e9e \u00e0 son usage stationnaire.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"4ebbf78b953d3d6847ad3d082f4d9d7c19\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-4ebbf78b953d3d6847ad3d082f4d9d7c19\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les biens \u00e0 l\u2019int\u00e9rieur sont-ils couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-4ebbf78b953d3d6847ad3d082f4d9d7c19\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, les biens personnels peuvent \u00eatre couverts selon la protection choisie.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"3a1a341a0363735484069ecc1ddf537920\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-3a1a341a0363735484069ecc1ddf537920\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert en responsabilit\u00e9 sur mon terrain?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-3a1a341a0363735484069ecc1ddf537920\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, la responsabilit\u00e9 civile couvre les dommages caus\u00e9s \u00e0 des tiers.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"assurance-entreprise\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">Assurance entreprise<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"487bfbea469d4b6d19938e2126aff66b0\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-487bfbea469d4b6d19938e2126aff66b0\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si mon produit cause un dommage chez un client?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-487bfbea469d4b6d19938e2126aff66b0\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si vous avez une assurance responsabilit\u00e9 produits. Elle couvre les dommages corporels ou mat\u00e9riels caus\u00e9s apr\u00e8s la vente ou la distribution du produit.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"54ec0f70d74e50591716e32450c493c01\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-54ec0f70d74e50591716e32450c493c01\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il si ma production est arr\u00eat\u00e9e suite \u00e0 un sinistre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-54ec0f70d74e50591716e32450c493c01\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance pertes d\u2019exploitation compense la perte de revenus et les frais fixes (salaires, loyer) pendant la p\u00e9riode d\u2019arr\u00eat.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7b0d4c237f73290dc8d19d0159e1cbe52\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7b0d4c237f73290dc8d19d0159e1cbe52\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon \u00e9quipement sp\u00e9cialis\u00e9 est-il couvert en cas de bris?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7b0d4c237f73290dc8d19d0159e1cbe52\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, pas toujours avec une assurance biens standard. Il faut une couverture bris d\u2019\u00e9quipement pour couvrir les d\u00e9faillances m\u00e9caniques ou \u00e9lectriques.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"167155f480f94a524ae0b4e2ddbe91af3\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-167155f480f94a524ae0b4e2ddbe91af3\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Qui est responsable en cas de perte de marchandise?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-167155f480f94a524ae0b4e2ddbe91af3\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Le transporteur peut \u00eatre tenu responsable, mais souvent limit\u00e9 par contrat ou loi. D\u2019o\u00f9 l\u2019importance de l\u2019assurance cargo.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"6fdf6044084db84b16aa41a54b2730054\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-6fdf6044084db84b16aa41a54b2730054\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon assurance couvre-t-elle les livraisons internationales?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-6fdf6044084db84b16aa41a54b2730054\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Pas automatiquement. Il faut une extension sp\u00e9cifique pour couvrir les transports hors Canada ou transfrontaliers.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b4e5d9844838ec39c70d700503b769115\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b4e5d9844838ec39c70d700503b769115\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il en cas de vol de cargaison?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b4e5d9844838ec39c70d700503b769115\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Si vous avez une assurance cargo avec clause vol, la marchandise est rembours\u00e9e selon les limites et conditions pr\u00e9vues.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0748414d85c43877bd55ea0e125e329f6\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0748414d85c43877bd55ea0e125e329f6\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que je suis couvert si un client me poursuit pour un mauvais conseil?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0748414d85c43877bd55ea0e125e329f6\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. La responsabilit\u00e9 professionnelle (erreurs et omissions) couvre les r\u00e9clamations li\u00e9es \u00e0 une faute, une erreur ou une n\u00e9gligence dans les services rendus \u00e0 un client.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"709b8f8cfd92e312a7eca86746163d4b7\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-709b8f8cfd92e312a7eca86746163d4b7\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les frais d\u2019avocat sont-ils inclus m\u00eame si la plainte est non fond\u00e9e?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-709b8f8cfd92e312a7eca86746163d4b7\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. Les frais de d\u00e9fense juridique sont g\u00e9n\u00e9ralement pris en charge, m\u00eame si la poursuite est non fond\u00e9e, sous r\u00e9serve des conditions du contrat.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"ed3ee4eff50e4f79112530426fd28ac18\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-ed3ee4eff50e4f79112530426fd28ac18\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Ma couverture s\u2019applique-t-elle \u00e0 des mandats r\u00e9alis\u00e9s \u00e0 l\u2019ext\u00e9rieur du Qu\u00e9bec?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-ed3ee4eff50e4f79112530426fd28ac18\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si une extension internationale est ajout\u00e9e \u00e0 la police. Cette option permet de couvrir des mandats r\u00e9alis\u00e9s \u00e0 l\u2019ext\u00e9rieur du Qu\u00e9bec ou du Canada.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"1e23e2a68d4eec3e19f409528a3b1b319\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-1e23e2a68d4eec3e19f409528a3b1b319\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si mon frigo brise et que je perds mon inventaire?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-1e23e2a68d4eec3e19f409528a3b1b319\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. Avec la garantie bris d\u2019\u00e9quipement et la protection pour pertes alimentaires, les pertes caus\u00e9es par une d\u00e9faillance d\u2019\u00e9quipement peuvent \u00eatre indemnis\u00e9es.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"ffcbedc5df3f63022d03332719ea24a310\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-ffcbedc5df3f63022d03332719ea24a310\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il si je dois fermer temporairement \u00e0 cause d\u2019un sinistre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-ffcbedc5df3f63022d03332719ea24a310\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>La couverture d\u2019interruption des affaires peut compenser la perte de revenus et aider \u00e0 payer certaines d\u00e9penses fixes pendant la p\u00e9riode de fermeture.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"8e8ccb74b01b5b626ffae16e56e88f2411\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-8e8ccb74b01b5b626ffae16e56e88f2411\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si un v\u00e9hicule client est endommag\u00e9?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-8e8ccb74b01b5b626ffae16e56e88f2411\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, avec la responsabilit\u00e9 des garagistes, qui couvre les v\u00e9hicules confi\u00e9s pendant les r\u00e9parations.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"02648d443839c6e24c04bbddf6c4eb0f12\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-02648d443839c6e24c04bbddf6c4eb0f12\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il en cas de vol dans mon garage?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-02648d443839c6e24c04bbddf6c4eb0f12\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance biens couvre g\u00e9n\u00e9ralement le contenu, mais une protection sp\u00e9cifique contre le vol est fortement recommand\u00e9e.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"6de57a390e4b9ce07a5f76434fc38dc113\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-6de57a390e4b9ce07a5f76434fc38dc113\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon \u00e9quipement est-il couvert en cas de panne?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-6de57a390e4b9ce07a5f76434fc38dc113\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Seulement si tu as une assurance bris d\u2019\u00e9quipement. Les pannes m\u00e9caniques ne sont pas couvertes par une police standard.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0bf43ec8eaf7f12c04926af4f1407ab214\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0bf43ec8eaf7f12c04926af4f1407ab214\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la diff\u00e9rence entre l&rsquo;assurance du syndicat et celle des copropri\u00e9taires?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0bf43ec8eaf7f12c04926af4f1407ab214\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance du syndicat couvre l\u2019immeuble, les parties communes et la responsabilit\u00e9 du syndicat. Chaque copropri\u00e9taire doit souscrire sa propre assurance pour sa partie privative, ses biens personnels et sa responsabilit\u00e9 civile individuelle.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"2ab0619258991bb98d32be4ab30b8b2b15\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-2ab0619258991bb98d32be4ab30b8b2b15\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les administrateurs sont-ils personnellement couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-2ab0619258991bb98d32be4ab30b8b2b15\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, \u00e0 condition que le syndicat d\u00e9tienne une assurance responsabilit\u00e9 des administrateurs et dirigeants. Cette protection couvre les administrateurs contre les poursuites li\u00e9es aux d\u00e9cisions, erreurs ou omissions commises de bonne foi dans l\u2019exercice de leurs fonctions.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"80154e8b083e958786796317425d226416\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-80154e8b083e958786796317425d226416\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">\u00c0 quelle fr\u00e9quence devons-nous r\u00e9\u00e9valuer la valeur de reconstruction de l\u2019immeuble?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-80154e8b083e958786796317425d226416\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Id\u00e9alement, la valeur de reconstruction devrait \u00eatre r\u00e9\u00e9valu\u00e9e tous les 3 \u00e0 5 ans, ou plus t\u00f4t en cas de travaux majeurs, de r\u00e9novations importantes ou de fluctuations marqu\u00e9es des co\u00fbts de construction.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d2156db608163d393feaf1ee6b9b4c1c17\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d2156db608163d393feaf1ee6b9b4c1c17\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je responsable du contenu des unit\u00e9s?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d2156db608163d393feaf1ee6b9b4c1c17\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>G\u00e9n\u00e9ralement non, si le contrat est bien structur\u00e9, mais votre responsabilit\u00e9 peut \u00eatre engag\u00e9e en cas de n\u00e9gligence (s\u00e9curit\u00e9 d\u00e9ficiente, incendie).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7568bd2dc379bdf911b64d56124cbb6518\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7568bd2dc379bdf911b64d56124cbb6518\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il en cas de vol dans un locker?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7568bd2dc379bdf911b64d56124cbb6518\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Votre assurance couvre rarement les biens des clients, mais vous pourriez \u00eatre responsable si le vol est li\u00e9 \u00e0 une faute de gestion.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"1625bfbf27ec54450dc2e9dac96d7e3419\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-1625bfbf27ec54450dc2e9dac96d7e3419\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Comment suis-je couvert en cas de feu?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-1625bfbf27ec54450dc2e9dac96d7e3419\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Votre assurance b\u00e2timent couvre la structure, mais pas le contenu des locataires (sauf extension sp\u00e9cifique).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"4d1d5be402603bb39c6654b4fb25ca2920\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-4d1d5be402603bb39c6654b4fb25ca2920\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon inventaire est-il couvert contre le vol ext\u00e9rieur?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-4d1d5be402603bb39c6654b4fb25ca2920\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si tu as une assurance inventaire automobile incluant le vol et le vandalisme.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"7f9630fd0eeefaf4135c07d6bbdb5ec521\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-7f9630fd0eeefaf4135c07d6bbdb5ec521\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les essais routiers sont-ils assur\u00e9s?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-7f9630fd0eeefaf4135c07d6bbdb5ec521\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, avec une assurance flotte ou avenant sp\u00e9cifique couvrant les conducteurs autoris\u00e9s.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"abc3e9f6377cad2e7e15c5cfcffc54fe22\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-abc3e9f6377cad2e7e15c5cfcffc54fe22\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que couvre la responsabilit\u00e9 des garagistes?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-abc3e9f6377cad2e7e15c5cfcffc54fe22\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle couvre les dommages aux v\u00e9hicules des clients sous ta garde, ainsi que certaines erreurs li\u00e9es aux services.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"88108536a5c08c934ca4ecb3b781574523\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-88108536a5c08c934ca4ecb3b781574523\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Un employ\u00e9 est-il couvert s&rsquo;il cause un accident?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-88108536a5c08c934ca4ecb3b781574523\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, un employ\u00e9 est couvert s\u2019il conduit un v\u00e9hicule assur\u00e9 dans le cadre de ses fonctions, \u00e0 condition qu\u2019il soit autoris\u00e9 \u00e0 conduire et que la responsabilit\u00e9 civile du contrat soit en vigueur.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"2e514df4b1f1b92d05bc10c333c9c95124\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-2e514df4b1f1b92d05bc10c333c9c95124\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que le vol d&rsquo;outils ou de marchandises est couvert?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-2e514df4b1f1b92d05bc10c333c9c95124\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Le vol d\u2019outils ou de marchandises peut \u00eatre couvert s\u2019ils sont assur\u00e9s ad\u00e9quatement, g\u00e9n\u00e9ralement par une assurance des biens ou un avenant sp\u00e9cifique, puisque l\u2019assurance auto couvre surtout le v\u00e9hicule et ses \u00e9quipements fixes.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"40773b7f3559de50a76c60ac9dc0c00325\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-40773b7f3559de50a76c60ac9dc0c00325\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">L&rsquo;assurance couvre-t-elle les dommages caus\u00e9s \u00e0 un client?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-40773b7f3559de50a76c60ac9dc0c00325\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, les dommages caus\u00e9s \u00e0 un client peuvent \u00eatre couverts par la responsabilit\u00e9 civile, qu\u2019elle soit automobile ou g\u00e9n\u00e9rale, selon que le sinistre survienne lors de l\u2019utilisation du v\u00e9hicule ou dans le cadre des activit\u00e9s de l\u2019entreprise.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"0deea1374682773c1d64e060c286d75926\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-0deea1374682773c1d64e060c286d75926\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que les dommages caus\u00e9s par mes employ\u00e9s sont couverts?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-0deea1374682773c1d64e060c286d75926\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, les dommages caus\u00e9s par vos employ\u00e9s dans le cadre de leurs fonctions sont g\u00e9n\u00e9ralement couverts par la responsabilit\u00e9 civile de l\u2019entreprise.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"8d9f3f1baaf70778e8ffa0a9d0fd0a1127\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-8d9f3f1baaf70778e8ffa0a9d0fd0a1127\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Comment sont d\u00e9termin\u00e9s les montants d\u2019assurances pour mes biens?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-8d9f3f1baaf70778e8ffa0a9d0fd0a1127\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Les montants d\u2019assurance sont \u00e9tablis selon la valeur de remplacement des biens assur\u00e9s (b\u00e2timent, contenu, \u00e9quipements), afin d\u2019assurer une protection ad\u00e9quate en cas de sinistre.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"dbaae49b528e87bd745ed8e2c9f5298d28\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-dbaae49b528e87bd745ed8e2c9f5298d28\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mes biens sont-ils assur\u00e9s lorsqu\u2019ils sont \u00e0 l\u2019ext\u00e9rieur des lieux (chantier, client, entrep\u00f4t)?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-dbaae49b528e87bd745ed8e2c9f5298d28\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, avec les garanties appropri\u00e9es, vos biens peuvent \u00eatre couverts m\u00eame lorsqu\u2019ils se trouvent \u00e0 l\u2019ext\u00e9rieur de vos locaux habituels.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"714432df313949a3ccbdd25011d02b4029\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-714432df313949a3ccbdd25011d02b4029\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la diff\u00e9rence avec l&rsquo;assurance biens?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-714432df313949a3ccbdd25011d02b4029\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance biens couvre les \u00e9v\u00e9nements externes (incendie, sinistre), tandis que le bris d\u2019\u00e9quipement couvre les pannes internes.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"374b713fd75e80a1481e56af864f9dcb30\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-374b713fd75e80a1481e56af864f9dcb30\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les pannes \u00e9lectriques sont-elles couvertes?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-374b713fd75e80a1481e56af864f9dcb30\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si elles sont soudaines et accidentelles, selon les termes du contrat.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"8e0ef8c37bc5d9041e3c61cfd471e1f431\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-8e0ef8c37bc5d9041e3c61cfd471e1f431\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Puis-je couvrir mes pertes de revenus li\u00e9es au bris?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-8e0ef8c37bc5d9041e3c61cfd471e1f431\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, via une extension de pertes d\u2019exploitation li\u00e9e au bris d\u2019\u00e9quipement.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c1604cf6bf14e78833c3fc34cfdba7ce32\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c1604cf6bf14e78833c3fc34cfdba7ce32\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon entreprise est-elle vraiment \u00e0 risque?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c1604cf6bf14e78833c3fc34cfdba7ce32\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. Toutes les entreprises utilisant des courriels, des syst\u00e8mes informatiques ou des donn\u00e9es sont expos\u00e9es, peu importe leur taille. Les PME sont m\u00eame souvent cibl\u00e9es en raison de ressources limit\u00e9es en cybers\u00e9curit\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c2273a3e890aa997ca6d5fe65ae0437833\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c2273a3e890aa997ca6d5fe65ae0437833\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Sommes-nous assur\u00e9s si un employ\u00e9 est tromp\u00e9 par un courriel frauduleux?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c2273a3e890aa997ca6d5fe65ae0437833\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Selon la couverture souscrite, l\u2019assurance cyber peut couvrir les pertes d\u00e9coulant d\u2019une fraude par ing\u00e9nierie sociale, comme l\u2019hame\u00e7onnage ou le faux fournisseur. Il est toutefois essentiel que cette protection soit sp\u00e9cifiquement incluse \u00e0 la police.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"e546a231cd989bd0de3390d5c72fbf1a34\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-e546a231cd989bd0de3390d5c72fbf1a34\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il si des donn\u00e9es de clients ou d\u2019employ\u00e9s sont compromises?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-e546a231cd989bd0de3390d5c72fbf1a34\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance cyber peut couvrir les frais de gestion de l\u2019incident, les co\u00fbts de notification, les obligations r\u00e9glementaires et les r\u00e9clamations de tiers, tout en offrant un accompagnement sp\u00e9cialis\u00e9 pour limiter les impacts et r\u00e9tablir les op\u00e9rations.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"506ca4208bd8cfa6f03d991cee1ee09a35\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-506ca4208bd8cfa6f03d991cee1ee09a35\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Mon assurance g\u00e9n\u00e9rale couvre-t-elle la pollution?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-506ca4208bd8cfa6f03d991cee1ee09a35\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, la plupart des polices excluent la pollution. Une assurance environnement distincte est n\u00e9cessaire.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"ffcfedb0319ca064fd9f616f661d532936\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-ffcfedb0319ca064fd9f616f661d532936\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que couvre la d\u00e9contamination?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-ffcfedb0319ca064fd9f616f661d532936\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Elle couvre les frais de nettoyage des sols, de l\u2019eau et les co\u00fbts impos\u00e9s par les autorit\u00e9s.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"1a7c09a1c7d78355f7f70b15be24d73137\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-1a7c09a1c7d78355f7f70b15be24d73137\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les frais juridiques sont-ils couverts en cas de poursuite environnementale?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-1a7c09a1c7d78355f7f70b15be24d73137\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si la police inclut les frais de d\u00e9fense juridique, certains honoraires et frais li\u00e9s \u00e0 une r\u00e9clamation couverte peuvent \u00eatre pris en charge.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d82435b24c3d23f6735496e4db6ab04838\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d82435b24c3d23f6735496e4db6ab04838\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la diff\u00e9rence entre E&#038;O et responsabilit\u00e9 civile g\u00e9n\u00e9rale?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d82435b24c3d23f6735496e4db6ab04838\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>La responsabilit\u00e9 civile g\u00e9n\u00e9rale couvre surtout les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 des tiers, tandis que l\u2019assurance E&amp;O couvre les pertes financi\u00e8res r\u00e9sultant d\u2019erreurs professionnelles, d\u2019omissions ou de mauvais conseils.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"fd88af1216462da072fe89ff4731476239\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-fd88af1216462da072fe89ff4731476239\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert pour des erreurs pass\u00e9es?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-fd88af1216462da072fe89ff4731476239\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si la police inclut une date de r\u00e9troactivit\u00e9. Celle-ci permet de couvrir des r\u00e9clamations li\u00e9es \u00e0 des services rendus avant la date de souscription, selon la date de r\u00e9troactivit\u00e9 pr\u00e9vue au contrat.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"e3db5b8784c7ef23f9c5200dd641cb1940\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-e3db5b8784c7ef23f9c5200dd641cb1940\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Une plainte sans jugement peut-elle \u00eatre indemnis\u00e9e?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-e3db5b8784c7ef23f9c5200dd641cb1940\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. M\u00eame sans jugement officiel, les frais de d\u00e9fense et certains r\u00e8glements peuvent \u00eatre couverts, selon les modalit\u00e9s et limites de la police.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"assurance-agricole\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">Assurance agricole<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"29def0a42037a85bf00bde9d4785c60d0\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-29def0a42037a85bf00bde9d4785c60d0\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les pertes de revenus sont-elles couvertes si la production est ralentie?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-29def0a42037a85bf00bde9d4785c60d0\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>L\u2019assurance interruption des activit\u00e9s agricoles peut compenser une perte de revenus lorsque la production est r\u00e9duite ou arr\u00eat\u00e9e \u00e0 la suite d\u2019un sinistre assur\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"8b3fd534d0503743b0fe8793557c529b1\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-8b3fd534d0503743b0fe8793557c529b1\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Comment dois-je assurer mes animaux?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-8b3fd534d0503743b0fe8793557c529b1\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Les animaux peuvent \u00eatre assur\u00e9s globalement pour la valeur que le producteur aurait obtenue s\u2019ils avaient \u00e9t\u00e9 vendus. Dans ce cas, il est important de respect\u00e9 la R\u00e8gle Proportionnelle mentionn\u00e9e au contrat. Si l\u2019animal est d\u2019une grande valeur, on doit l\u2019assurer de fa\u00e7on sp\u00e9cifique.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"e8499d2c19a35458dab4976f57cdeb6e2\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-e8499d2c19a35458dab4976f57cdeb6e2\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Quelle est la pertinence d\u2019avoir une assurance pour les frais suppl\u00e9mentaires?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-e8499d2c19a35458dab4976f57cdeb6e2\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Une couverture pour \u00abFrais suppl\u00e9mentaires\u00bb peut avoir de nombreux usages. Par exemple, ce type de garantie peut \u00eatre utile pour faire face \u00e0 des d\u00e9bours\u00e9s suppl\u00e9mentaires r\u00e9sultant de la location de machinerie \u00e0 la suite d\u2019un sinistre ayant endommag\u00e9 cette derni\u00e8re.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"f4f4862708634aeb1b6be8c327af459d3\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-f4f4862708634aeb1b6be8c327af459d3\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je prot\u00e9g\u00e9 si mes activit\u00e9s causent une contamination environnementale?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-f4f4862708634aeb1b6be8c327af459d3\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Une garantie pollution agricole peut couvrir les dommages occasionn\u00e9s par le d\u00e9versement, la d\u00e9charge, l\u2019\u00e9mission, le rejet, la dispersion ou l\u2019\u00e9chappement soudain et accidentel de polluants.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"41d87d53cbad229e6cf946e8ade191a14\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-41d87d53cbad229e6cf946e8ade191a14\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les r\u00e9coltes en transit vers un acheteur sont-elles assur\u00e9es?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-41d87d53cbad229e6cf946e8ade191a14\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Une protection pour les biens en transit peut couvrir les produits agricoles r\u00e9colt\u00e9s pendant leur transport, selon les conditions pr\u00e9vues \u00e0 la police.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d9d4a3951f857da06a9971abaa22b38d5\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d9d4a3951f857da06a9971abaa22b38d5\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il si un tiers subit des dommages caus\u00e9s par mes op\u00e9rations agricoles?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d9d4a3951f857da06a9971abaa22b38d5\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>La responsabilit\u00e9 civile agricole peut couvrir les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 des tiers dans le cadre de vos activit\u00e9s agricoles.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"20b95e3abeb97f7bc9e007049e3ee59b6\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-20b95e3abeb97f7bc9e007049e3ee59b6\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Assurez-vous les biens et les activit\u00e9s dans un m\u00eame contrat?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-20b95e3abeb97f7bc9e007049e3ee59b6\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, nous offrons la possibilit\u00e9 d\u2019assurer \u00e0 la fois les biens et les activit\u00e9s, incluant notamment les r\u00e9sidences, les b\u00e2timents agricoles, la machinerie, les activit\u00e9s d\u2019agrotourisme ainsi que la transformation.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c941bb2cce1d395a3f6c93504e4c415a7\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c941bb2cce1d395a3f6c93504e4c415a7\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que l\u2019assureur de votre programme est une entreprise reconnue et financi\u00e8rement solide?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c941bb2cce1d395a3f6c93504e4c415a7\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, Intact Assurance poss\u00e8de une expertise en assurance agricole et commerciale depuis plusieurs ann\u00e9es, tout en \u00e9tant un partenaire financi\u00e8rement solide.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"e24c5f71d17c82b5a333a1fc7cd6db848\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-e24c5f71d17c82b5a333a1fc7cd6db848\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Faites-vous l&rsquo;\u00e9valuation des b\u00e2timents?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-e24c5f71d17c82b5a333a1fc7cd6db848\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Non, le courtier en assurance n\u2019a pas l\u2019expertise n\u00e9cessaire pour \u00e9tablir la valeur de reconstruction d\u2019un b\u00e2timent. Cependant, nous pouvons vous r\u00e9f\u00e9rer \u00e0 des \u00e9valuateurs professionnels en b\u00e2timent.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c9e1420d3d767cb9d5db1b7c6ca170c59\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c9e1420d3d767cb9d5db1b7c6ca170c59\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Que se passe-t-il si la saison est interrompue par un sinistre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c9e1420d3d767cb9d5db1b7c6ca170c59\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>La garantie d\u2019interruption des activit\u00e9s peut aider \u00e0 compenser la perte de revenus si un sinistre assur\u00e9 emp\u00eache la production pendant la saison des sucres.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"b202a0534f3a59321b50e4114b092d0210\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-b202a0534f3a59321b50e4114b092d0210\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les \u00e9quipements co\u00fbteux sont-ils assur\u00e9s \u00e0 neuf?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-b202a0534f3a59321b50e4114b092d0210\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, si l\u2019assurance \u00e0 valeur \u00e0 neuf est pr\u00e9vue au contrat. Cette option permet de remplacer l\u2019\u00e9quipement sans tenir compte de la d\u00e9pr\u00e9ciation, sous r\u00e9serve des conditions applicables.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"c90682b1a21f32808bc8ffc749d4f9d611\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-c90682b1a21f32808bc8ffc749d4f9d611\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si un visiteur se blesse sur le site?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-c90682b1a21f32808bc8ffc749d4f9d611\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. La responsabilit\u00e9 civile agricole couvre les blessures corporelles subies par des visiteurs sur votre site, \u00e0 condition que l\u2019activit\u00e9 soit d\u00e9clar\u00e9e et assur\u00e9e.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"a5c311300b812015decbc0ffab59b68912\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-a5c311300b812015decbc0ffab59b68912\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Ma fermette est-elle consid\u00e9r\u00e9e comme r\u00e9sidentielle ou agricole?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-a5c311300b812015decbc0ffab59b68912\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Cela d\u00e9pend de l\u2019usage r\u00e9el de la propri\u00e9t\u00e9. Une fermette est g\u00e9n\u00e9ralement r\u00e9sidentielle avec usage agricole d\u00e9clar\u00e9, ce qui permet d\u2019adapter les protections \u00e0 vos activit\u00e9s.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"130e351fb25f24124ba8af95e453c95e13\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-130e351fb25f24124ba8af95e453c95e13\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Suis-je couvert si je vends des produits \u00e0 petite \u00e9chelle?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-130e351fb25f24124ba8af95e453c95e13\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui, \u00e0 condition que la vente \u00e0 la ferme soit d\u00e9clar\u00e9e et qu\u2019une responsabilit\u00e9 \u00e9tendue ait \u00e9t\u00e9 ajout\u00e9e pour couvrir les risques li\u00e9s \u00e0 cette activit\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"855004f07fcbfc2e4ae5ecf3026eadc914\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-855004f07fcbfc2e4ae5ecf3026eadc914\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Les animaux de loisir sont-ils assur\u00e9s correctement?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-855004f07fcbfc2e4ae5ecf3026eadc914\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Oui. Les animaux de ferme de loisir peuvent \u00eatre assur\u00e9s, mais ils doivent \u00eatre d\u00e9clar\u00e9s afin que la couverture refl\u00e8te ad\u00e9quatement leur valeur et les risques associ\u00e9s.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers-category-wrapper\" id=\"le-metier-de-courtier\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"title title-4\">Le m\u00e9tier de courtier<\/h2>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"drawers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"open-collapse-container\" data-collapser-module=\"default\">\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"69cf19ad80bf408effa95aa7acbf61640\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-69cf19ad80bf408effa95aa7acbf61640\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Qu\u2019est le DAA (distributeur automatique d\u2019appels) et son avantage comparativement au module?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-69cf19ad80bf408effa95aa7acbf61640\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Le DAA, c\u2019est le syst\u00e8me permettant de g\u00e9rer et de r\u00e9partir automatiquement les appels entrants vers les courtiers disponibles, selon la disponibilit\u00e9 ou le type de demande. Contrairement au \u00ab module \u00bb, o\u00f9 les clients sont associ\u00e9s \u00e0 un courtier pr\u00e9cis, le DAA permet une distribution plus rapide et \u00e9quitable des appels, ce qui r\u00e9duit les d\u00e9lais d\u2019attente et am\u00e9liore l\u2019efficacit\u00e9 globale.<\/p>\n<p>Son avantage est encore plus visible en cas d\u2019absence : les appels sont simplement redirig\u00e9s vers les autres courtiers disponibles, ce qui assure la continuit\u00e9 du service sans accumuler les demandes en attente, contrairement au module o\u00f9 un remplacement doit \u00eatre organis\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"d343b6d9a53cc8694e8c51675ec432c31\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-d343b6d9a53cc8694e8c51675ec432c31\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que la profession de Courtier est payante?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-d343b6d9a53cc8694e8c51675ec432c31\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>La profession de courtier peut effectivement \u00eatre tr\u00e8s payante, mais elle est directement li\u00e9e \u00e0 l\u2019implication et \u00e0 la performance.<\/p>\n<p>Chez Courtika, il y a une base salariale comp\u00e9titive \u00e0 laquelle s\u2019ajoutent du commissionnement et de la bonification. Plus une personne est \u00e0 l\u2019aise en vente et d\u00e9veloppe ses comp\u00e9tences, plus son potentiel de revenu augmente!<\/p>\n<p>Ce qu\u2019on offre surtout, c\u2019est un environnement qui permet de bien performer : du volume avec le DAA, de l\u2019accompagnement, et des outils pour soutenir la r\u00e9ussite.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"dae8e3810c658b8a6dd3028438716e932\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-dae8e3810c658b8a6dd3028438716e932\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">\u00c0 quel type de support puis-je m&rsquo;attendre?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-dae8e3810c658b8a6dd3028438716e932\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Chez Courtika, les courtiers peuvent compter sur plusieurs formes de support au quotidien. D\u2019abord, ils sont accompagn\u00e9s par notre \u00e9quipe de gestionnaires et de directeurs, qui agit comme coach pour les aider \u00e0 se d\u00e9velopper et \u00e0 atteindre leurs objectifs. Nous avons aussi une \u00e9quipe de formation d\u00e9di\u00e9e qui soutient particuli\u00e8rement les nouveaux certifi\u00e9s dans leur int\u00e9gration et le d\u00e9veloppement de leurs comp\u00e9tences.<\/p>\n<p>Finalement, la collaboration fait partie de nos valeurs. les courtiers peuvent s\u2019appuyer sur leurs coll\u00e8gues pour poser des questions, valider des dossiers ou partager leurs bonnes pratiques.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"1abfcb2bcfa407719e35e058db6401f23\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-1abfcb2bcfa407719e35e058db6401f23\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Qu\u2019est-ce que \u00e7a prend pour \u00eatre un bon Courtier d\u2019assurance de dommages?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-1abfcb2bcfa407719e35e058db6401f23\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Un bon courtier d\u2019assurance, c\u2019est quelqu\u2019un qui combine une approche client empathique, une capacit\u00e9 de d\u00e9veloppement d\u2019affaires et de la rigueur. C\u2019est aussi une personne naturellement curieuse, qui s\u2019int\u00e9resse \u00e0 plusieurs domaines et d\u00e9veloppe de bonnes connaissances g\u00e9n\u00e9rales pour mieux comprendre les r\u00e9alit\u00e9s de ses clients et bien les conseiller.<\/p>\n<p>Chez Courtika, c\u2019est avant tout une personne qui fait preuve de professionnalisme et adh\u00e8re \u00e0 notre fa\u00e7on de travailler, et \u00e0 nos valeurs.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"open-collapse-wrapper\" data-collapser=\"cd6a50381a5b70dba110009c43cdb22b4\">\n\t\t\t<button type=\"button\" id=\"collapseTitle-cd6a50381a5b70dba110009c43cdb22b4\" class=\"open-collapse-title\" data-collapser-controller>\n\t\t\t\t<div class=\"oc-title title-6\">Est-ce que mes formations sont pay\u00e9es?<\/div>\n\t\t\t\t<span class=\"button button-secondary toggle-btn\" aria-hidden=\"true\">\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-add\">add<\/span>\n\t\t\t\t\t<span class=\"material-symbols-outlined icon-remove\">remove<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<div id=\"collapseContent-cd6a50381a5b70dba110009c43cdb22b4\" class=\"open-collapse-content\" data-collapser-content>\n\t\t\t\t<div class=\"oc-content-mask\">\n\t\t\t\t\t<div class=\"oc-content-inner\">\n\t\t\t\t\t\t<p>Les frais de formation des courtiers, ainsi que le montant du renouvellement de leur certification sont enti\u00e8rement pay\u00e9s par Courtika.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\n\t\t<section class=\"text-cta-b section-block with-background light-theme is-reverse\" data-scroll-section>\n\t\t\t<div class=\"container\">\n\t\t\t\t<div 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class=\"content-wrapper\">\n\t\t\t\t\t\t\t<h2 class=\"title-3\">Parlons de votre r\u00e9alit\u00e9<\/h2>\n\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Chaque situation est diff\u00e9rente, et prendre le temps d\u2019en discuter fait toute la diff\u00e9rence. Que vous ayez une question, un besoin pr\u00e9cis ou simplement envie d\u2019\u00eatre bien conseill\u00e9, notre \u00e9quipe est l\u00e0 pour vous accompagner et vous guider vers des solutions adapt\u00e9es \u00e0 votre r\u00e9alit\u00e9.<\/p>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btns\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.courtika.com\/fr\/nous-joindre\/\"\n\t\t\t\tclass=\"button button-primary reverse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t\t<i class=\"material-symbols-outlined\" aria-hidden=\"true\">arrow_forward<\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<span class=\"button-mask\">\n\t\t\t\t\t<span class=\"mask-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tNous joindre\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\" class=\"mask-extra-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tNous joindre\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"bg-shape\" aria-hidden=\"true\">\n\t\t\t\t<svg viewBox=\"0 0 1440 868\" preserveAspectRatio=\"xMidYMid slice\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t<mask id=\"mask0_text_cta_b\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"1440\" height=\"868\">\n\t\t\t\t\t\t<rect width=\"1440\" height=\"868\" fill=\"#D9D9D9\"\/>\n\t\t\t\t\t<\/mask>\n\n\t\t\t\t\t<g mask=\"url(#mask0_text_cta_b)\">\n\t\t\t\t\t\t<path d=\"M1175.62 321.135L1631 509.934V965.456L1175.62 776.655L720.001 588.09V132.334L1175.62 321.135Z\" fill=\"url(#paint0_linear_text_cta_b)\"\/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<path d=\"M264.618 321.135L-191 509.934V965.456L264.618 776.655L720.001 588.09V132.334L264.618 321.135Z\" fill=\"url(#paint1_linear_text_cta_b)\"\/>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<path d=\"M264.618 1421.21V965.457V776.656L-191 965.457V1421.21L264.618 1610.01V1421.21Z\" fill=\"url(#paint2_linear_text_cta_b)\"\/>\n\t\t\t\t\t<\/g>\n\n\t\t\t\t\t<defs>\n\t\t\t\t\t\t<linearGradient id=\"paint0_linear_text_cta_b\" x1=\"720.001\" y1=\"549.013\" x2=\"1631\" y2=\"549.013\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\n\t\t\t\t\t\t<linearGradient id=\"paint1_linear_text_cta_b\" x1=\"-191\" y1=\"-11518.9\" x2=\"720.001\" y2=\"-11518.9\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\n\t\t\t\t\t\t<linearGradient id=\"paint2_linear_text_cta_b\" x1=\"36.8088\" y1=\"1610.01\" x2=\"36.8088\" y2=\"776.656\" gradientUnits=\"userSpaceOnUse\">\n\t\t\t\t\t\t\t<stop stop-color=\"#2897D5\"\/>\n\t\t\t\t\t\t\t<stop offset=\"1\" stop-color=\"#10436F\"\/>\n\t\t\t\t\t\t<\/linearGradient>\n\t\t\t\t\t<\/defs>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t<\/section>\n\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":32,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-174","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/pages\/174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/comments?post=174"}],"version-history":[{"count":4,"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/pages\/174\/revisions"}],"predecessor-version":[{"id":1297,"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/pages\/174\/revisions\/1297"}],"wp:attachment":[{"href":"https:\/\/www.courtika.com\/fr\/wp-json\/wp\/v2\/media?parent=174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}