Insurance is based on the principle of pooling the funds of many clients into a big pot in order to compensate the losses suffered by a few. Insurance premium calculations are based on the likelihood of insured losses and how often these will occur.
The cost of your auto insurance is based on a number of factors. First, we use our historical data and experience, together with the information you share with us, to decide how likely it is that you will have an accident or face a loss associated with your vehicle.
