Legal notice
Acceptance
By accessing and using this website, you accept the following conditions and any conditions that may be added hereto at any time without notice. Please read them carefully. If you do not accept these conditions, please do not use this website.
The information provided does not constitute an offer
This website is to be used only for information purposes and quote requests. No offer is made or may be presumed through this website. Only requests deemed serious will be processed and the Firm reserves the right to judge their relevance. The Firm has no obligation to respond or to provide a quote. All products and services are subject to the terms and conditions of the applicable contracts or insurance policies, the content of which shall take precedence over all terms, exclusions and conditions mentioned on this website.
Neither advice nor a guarantee
This website is not designed to offer specific insurance advice and should not be used for that purpose. You should not make decisions based on the information contained in this website nor rely on the information provided without first obtaining advice from your insurance broker.
The information contained in this website is deemed reliable at the time of publication. However, the Firm does not guarantee the quality, accuracy, completeness or relevance of the information provided. The information may be changed at any time without notice.
Access to this website is provided “as is.” You should not assume that this website will be free of errors or interruptions. The Firm disclaims all warranties, representations and conditions with respect to the use of this website or the information provided.
Disclaimer
The Firm is not responsible for any losses, claims, lawsuits, expenses, direct, indirect, special or incidental damages, or any damages that may occur in any way and that are related to the use of this website or the relevance of the information provided therein.
Links
This website contains links to other sites. These other sites have been developed independently by companies other than the Firm. The Firm disclaims any responsibility for the relevance or accuracy of the information contained in these sites. You access these external sites at your own risk.
The mention of another company or its products and services on this website does not constitute a recommendation of that company or its products and services. Links to sites offering software downloads are provided for information purposes only and the Firm disclaims any responsibility with respect to the consequences of downloading said software.
Confidentiality
You consent that the use of the Internet does not represent a protected means of communication and that the protection of your personal information is not guaranteed. The Firm disclaims any responsibility for damages that you or any other party may suffer following the transmission of confidential information to the Firm via the Internet, or the transmission by the Firm of information of the same nature that you have authorized, or for errors or modifications made during this transfer of information. You assume the risks associated with the use of this website and you agree to provide all required information and you consent to the collection, use, communication and disclosure, when necessary, of personal information obtained for the purposes of your file. You may modify or correct the information you have provided to us or revoke your consent at any time by notifying us in writing.
Applicable law
The laws of the province of Quebec and the laws of Canada applicable in this regard shall take precedence with respect to the interpretation, validity and scope of this agreement and any use of this website, notwithstanding any conflict of law provisions. You hereby accept the exclusive jurisdiction of the courts of Quebec with respect to any lawsuits or proceedings initiated under this agreement or related thereto, or with respect to your use of this website. Only residents of the province may obtain the products and services offered by the Firm on this website.
Trademarks
Certain words, phrases, names, designs or logos used in this website may be registered trademarks, service marks or trade names of the Firm or other entities. The display of such names or marks on this website does not mean that a license has been granted by the Firm or other entities. Any unauthorized downloading, retransmission, reproduction or modification of trademarks, trade names or any information published on this website is strictly prohibited and constitutes an offense under applicable federal and provincial laws relating to trademarks and/or copyrights and is subject to prosecution.
Protection of personal information
The following is the person responsible for the protection of personal information within the Firm:
Marie-Pier Leclerc
Director – Compliance and Training
Email : mariepier.leclerc@courtika.com
Tel : 450 372-5801, ext. 21130
Address : 800, Principale, suite 206, Granby, QC, J2G 2Y8