Covers bodily injury or property damage caused to third parties during garage operations.

Covers certain damages and liabilities related to business-owned vehicles.

Covers damage to customer vehicles while they are in the garage’s care.

Protects tools, equipment, and other garage property against certain covered losses.

Covers certain damage to compressors, vehicle lifts, and other equipment in case of sudden breakdown.

Covers certain losses related to the theft of property, tools, or garage equipment.

Protects the building, its components, and common areas against losses such as fire or water damage. It covers repair or reconstruction costs, ensuring the preservation of collective assets and the financial stability of the condo association.

Covers the financial consequences of bodily injury or property damage caused to third parties in common areas. It protects the association against claims and lawsuits arising from accidents involving visitors, co-owners, or contractors.

Protects board members against lawsuits related to their decisions, errors, or omissions. It allows directors to act with confidence by limiting personal financial impacts arising from their responsibilities.

Covers sudden and unexpected damage to essential mechanical and electrical equipment, such as elevators, heating systems, or electrical panels. This protection helps avoid significant costs and maintain proper building operations.

Covers condo fee payments during the temporary vacancy of units following an insured loss. This protection allows the association to maintain its income despite the unavailability of certain units, ensuring operational continuity and financial stability.

Protects the building against earthquake damage, a risk generally excluded from basic coverage. Although optional, this coverage is strongly recommended in certain contexts to limit the major financial impacts of an unpredictable event.

Covers certain losses related to sewer backups or flooding. Given their frequency and severity in condos, this protection is strongly recommended to reduce significant financial impacts.

Protects the structure against certain property damage such as fire, wind, theft, or covered vandalism.

Covers certain damage caused to third parties related to the operation or maintenance of the premises.

Helps compensate for lost income and certain fixed costs after a covered loss.

Covers stored vehicles (care, custody, and control).

Covers certain losses or repairs related to break-ins, damage, or theft targeting the insured building.

Protects certain equipment such as motorized doors, alarms, cameras, or access control systems.

Covers eligible bodily injury or property damage caused to third parties, subject to the policy conditions.

Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.

Covers multiple company vehicles under one policy, often including those used for test drives.

Covers certain damage to essential equipment, such as compressors, mechanical systems or service appliances.

Covers certain losses caused by theft, attempted theft or acts of vandalism.

Covers certain damage to customer vehicles while in the dealership’s care.

Mandatory coverage for damage caused to others, with a minimum liability of $50,000.

Covers damage to your vehicle following a collision or rollover, regardless of fault.

Protects your vehicle against damage such as fire, theft, vandalism, broken glass or weather events (e.g. hail), without a collision occurring.

Covers the buildings, equipment and contenus of the business in the event of damage or of loss.

Covers eligible bodily injury or property damage caused to third parties, subject to the policy conditions.

Compensates for lost revenue and certain expenses during a business shutdown following a claim.

Covers damage caused by a sudden breakdown or failure of equipment.

Covers losses or damage resulting from theft or acts of vandalism.

Covers expenses related to IT incidents, such as cyberattacks, data loss or system interruptions.

Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.

Covers specific equipment essential to building operations or business activities.

Covers certain sudden damage to machinery essential to manufacturing, when a mechanical or electrical breakdown interrupts their operation.

Protects your business against claims arising from the loss or disclosure of confidential information. This coverage includes defense costs, settlements and certain penalties, when legally insurable, following an incident involving sensitive data.

Covers the rapid response of specialized experts, including IT forensics, legal support and crisis management. This coverage helps you understand the incident, limit its impacts and structure an effective response from the first hours.

Covers the legal obligations related to an incident, including notification to affected individuals and authorities. It also covers certain support costs and services to affected individuals, helping to maintain your compliance and reputation.

Protects against financial losses caused by fraud such as fake suppliers or deceptive emails. Coverage applies under certain conditions, particularly when there is external deception leading to an unauthorized transfer of funds.

Compensates for lost revenue and extra expenses when your operations are disrupted following a cyberattack. This coverage is essential to absorb the financial impact during the time needed to restore your systems.

Covers the costs to restore, recreate or replace data and systems damaged after a cyberattack. It includes specialist intervention to restore your operations as quickly as possible.

Covers eligible damage, losses or liability related to this coverage, subject to the policy conditions.

Covers certain eligible expenses related to this situation, subject to the policy conditions.

Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.