Indirect Tenant Liability Insurance
Covers certain claims where the owner’s liability may be engaged due to an incident affecting a tenant.
Business insurance
Self-storage insurance
Operating self-storage facilities means providing a safe and accessible space to a diverse clientele while managing buildings that are in constant use. Behind this activity lie very real responsibilities: security, access, maintenance, and facility protection. To support your operations, we help you protect your self-storage business with insurance tailored to your reality.
Our expertise
Insurance designed for self-storage operators
Self-storage businesses face specific challenges: buildings, storage units, liability toward customers, site security, and business continuity. Courtika supports self-storage operators with self-storage insurance solutions designed to meet the realities of the industry.
We also offer an exclusive program developed specifically for self-storage businesses, providing effective risk management for this type of operation. As an insurance broker, we analyze your situation to offer you clear, consistent coverage well-suited to your operations.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects the structure against certain property damage such as fire, wind, theft, or covered vandalism.
Covers certain damage caused to third parties related to the operation or maintenance of the premises.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Helps compensate for lost income and certain fixed costs after a covered loss.
Covers stored vehicles (care, custody, and control).
Covers certain losses or repairs related to break-ins, damage, or theft targeting the insured building.
Protects certain equipment such as motorized doors, alarms, cameras, or access control systems.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Generally no, if the contract is well structured, but your liability may be engaged in case of negligence (inadequate security, fire).
Your insurance rarely covers customers’ belongings, but you could be held liable if the theft is related to a management failure.
Your building insurance covers the structure, but not the tenants’ contents (unless specifically extended).
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.