Business insurance

Environmental impairment insurance

A leak, spill or contamination can happen quickly and have significant consequences, both for the environment and your operations. Even when acting with diligence, some incidents remain unpredictable. Environmental impairment coverage helps you better manage these situations and limit their long-term impacts.
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Coverage designed for unexpected incidents

Environmental impairment can result from different situations: tank leaks, soil or water contamination, human error or equipment failure. Courtika helps you choose environmental impairment coverage suited to the nature of your activities and your level of exposure.

As your insurance broker, we analyze your situation to offer clear, consistent and well-adjusted coverage to help you assume your responsibilities and respond effectively in the event of an incident.

Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Covers eligible damage, losses or liability related to this coverage, subject to the policy conditions.

Covers certain eligible expenses related to this situation, subject to the policy conditions.

Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.

Additional coverage

These additional coverage options allow you to adjust your coverage based on more specific needs or particular situations.

Legal defence costs.

Covers certain eligible expenses related to this situation, subject to the policy conditions.

Transportation of hazardous materials

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On-site and off-site cleanup costs

Covers eligible damage, losses or liability related to this coverage, subject to the policy conditions.

    Frequently asked questions

    The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    No, most policies exclude pollution. A separate environmental insurance policy is required.

    It covers soil and water cleanup costs, as well as expenses required by regulatory authorities.

    Yes, if the policy includes legal defense costs, certain fees and expenses related to a covered claim may be covered.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.