Related business interruption losses
Courtika helps you choose insurance coverage tailored to your situation, your needs and the risks related to your activities.
Business insurance
Equipment breakdown insurance
Equipment that stops working can quickly slow down or even halt your operations. Whether it's an essential system, specialized machinery or technological equipment, a breakdown can have very real consequences. Equipment breakdown coverage helps you better handle these unexpected events and get your operations back on track faster.
Our expertise
Coverage designed for your essential equipment
Equipment breakdown can affect different types of assets: mechanical systems, electrical equipment, computer devices or specialized installations. Courtika helps you choose equipment breakdown coverage suited to the nature of your equipment and its role at the heart of your operations.
As your insurance broker, we analyze your situation to offer clear, consistent and well-adjusted coverage to limit the impact of a breakdown on your daily life or operations.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.
Covers specific equipment essential to building operations or business activities.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers certain sudden damage to machinery essential to manufacturing, when a mechanical or electrical breakdown interrupts their operation.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Property insurance covers external events (fire, disaster), while equipment breakdown covers internal failures.
Yes, if they are sudden and accidental, according to the policy terms.
Yes, through a business interruption extension linked to equipment breakdown.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.