Reputational harm
Helps cover certain communication and crisis management expenses following a claim harmful to your professional image.
Business insurance
Professional liability – errors and omissions (E&O) insurance
In a context where every piece of advice, decision or recommendation can have significant impacts, professional liability insurance (E&O) helps better manage the risks related to the practice of your profession.
Our expertise
Better manage your professional liability
Professionals can be exposed to claims arising from errors, omissions or unintentional faults in the course of their duties. Courtika supports businesses and professionals with professional liability (E&O) insurance solutions adapted to their field of activity and level of exposure.
As your broker, we analyze the nature of your services to offer clear, consistent coverage aligned with your professional obligations.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects against claims for financial losses suffered by a client as a result of professional error, omission or negligence.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers legal defense costs in the event of a claim, subject to the policy limits and conditions.
Allows coverage for claims related to services rendered before the policy was purchased, provided they occur after the effective date.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
General liability insurance mainly covers bodily injury or property damage caused to third parties, while E&O insurance covers financial losses resulting from professional errors, omissions or poor advice.
Yes, if the policy includes a retroactive date. This allows coverage for claims related to services rendered before the subscription date, according to the retroactive date provided in the contract.
Yes. Even without an official judgment, defense costs and certain settlements may be covered, subject to the policy terms and limits.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.