Agricultural insurance

Small farm insurance

A hobby farm is a heartfelt project, a way of life, and the joy of caring for your land, buildings and animals. It's a balance between passion, self-sufficiency and daily commitment. Because every hobby farm is unique, we help you protect it with insurance tailored to your reality, so you can enjoy it fully and with peace of mind.
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Insurance tailored to your situation

Hobby farms have unique needs that fall between a residence and a full agricultural operation: outbuildings, equipment, animals, land and activity-related responsibilities. Courtika supports hobby farm owners with insurance solutions tailored to the actual use of the property.

As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.

Words from our customers
Fermes Farnham Ltd. is proud to collaborate with Courtika Insurance, true specialists in the insurance field. A trusted team that truly understands our agricultural reality.

Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Protects your residence while accounting for declared agricultural activities.

Covers damage caused to third parties in your personal life and agricultural activities.

Recommended coverage

Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.

Protects sheds, barns and other accessory buildings.

Covers animals kept for recreational purposes, based on their declared value.

Protects small equipment and tractors used on the property.

Additional coverage

These additional coverage options allow you to adjust your protection based on more specific needs or particular situations.

Farm-gate sales

Extends liability to cover risks related to direct product sales.

Theft

Protects against theft of insured property.

Flood

Covers damage caused by flooding, subject to policy conditions.

Earthquake

Protects against damage caused by an earthquake.

Sewer backup

Covers damage resulting from sewer backup.

    Frequently asked questions

    The world of insurance can raise many questions. That’s why we’ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    It depends on the actual use of the property. A hobby farm is generally classified as residential with declared agricultural use, allowing coverage to be tailored to your activities.

    Yes, provided that farm-gate sales are declared and extended liability coverage has been added to cover risks related to this activity.

    Yes. Hobby farm animals can be insured, but they must be declared so that the coverage adequately reflects their value and associated risks.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.