Farm-gate sales
Extends liability to cover risks related to direct product sales.
Hobby farms have unique needs that fall between a residence and a full agricultural operation: outbuildings, equipment, animals, land and activity-related responsibilities. Courtika supports hobby farm owners with insurance solutions tailored to the actual use of the property.
As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects your residence while accounting for declared agricultural activities.
Covers damage caused to third parties in your personal life and agricultural activities.
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Protects sheds, barns and other accessory buildings.
Covers animals kept for recreational purposes, based on their declared value.
Protects small equipment and tractors used on the property.
The world of insurance can raise many questions. That’s why we’ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
It depends on the actual use of the property. A hobby farm is generally classified as residential with declared agricultural use, allowing coverage to be tailored to your activities.
Yes, provided that farm-gate sales are declared and extended liability coverage has been added to cover risks related to this activity.
Yes. Hobby farm animals can be insured, but they must be declared so that the coverage adequately reflects their value and associated risks.
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.