Business insurance

Directors and Officers (D&O) Liability Insurance

Making strategic decisions is part of a director's or officer's role, but those decisions can also engage your personal liability. Directors and Officers (D&O) liability insurance aims to protect the personal assets of decision-makers in the event of a claim related to their management.
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Our expertise

Lead with confidence, backed by the right protection

Directors and officers can be exposed to claims related to their decisions, management actions or role within the company. Courtika supports organizations with Directors and Officers (D&O) liability insurance solutions adapted to their structure, sector and challenges. This coverage helps better manage the risks related to the management and governance of an organization.

As your broker, we analyze your situation to offer clear, consistent coverage aligned with your responsibilities.

Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Protects the personal assets of decision-makers against lawsuits

Protects the company and its directors and officers (D&O) against lawsuits brought by employees.

Coverage in the event of faults, errors, or mismanagement of beneficiaries’ pension or employee benefit plans.

Covers legal defense costs incurred during a claim, according to the policy’s limits and conditions, in addition to the coverage amount.

Additional coverage

These additional coverage options allow you to adjust your coverage based on more specific needs or particular situations.

Retired members of senior management

Covers former executives for claims related to decisions made during their time in office.

Workplace violence-related expenses

Covers expenses incurred following a workplace violence incident, including support, management, and response measures.

Crisis management expenses following a claim

Covers expenses related to crisis management, such as communications and public relations services, in order to protect the company’s reputation.

    Frequently asked questions

    The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    General liability insurance covers bodily injury and property damage caused to third parties. D&O insurance is a specialized form of liability coverage that protects the personal assets of executives and covers management errors, strategic mistakes, regulatory breaches, or violations of laws committed by leadership.

    Board members, executives, senior management, and employees involved in decision-making.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.