Earthquake
Covers damage caused by ground movement resulting from seismic activity.
Agricultural insurance
Orchard, vineyard and cidery insurance
Growing an orchard, tending a vineyard or producing cider means working with the land, the climate and time. These are seasons of patience, expertise and passion, where every harvest reflects a constant commitment. Because these productions require special attention, we help you protect what matters so you can cultivate with confidence, backed by insurance tailored to your reality.
Our expertise
Coverage tailored to orchards, vineyards and cideries
Orchards, vineyards and cider producers face unique challenges: production buildings, specialized equipment, farm and processed products, inventory and operations-related liabilities. Courtika supports producers with insurance solutions tailored to the realities of orchards, vineyards and cideries, taking into account the unique nature of their activities.
We also offer an exclusive program designed specifically for this type of production, providing adequate coverage for industry-specific risks. As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers the building as well as fixed equipment permanently installed on site.
Covers damage caused to third parties arising from agricultural operations.
Covers theft of money, on or off premises, as well as fraud and embezzlement by employees, including forged cheque fraud.
Covers the building, personal property, outbuildings and living expenses at the residence of the insured and/or their employees.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers agricultural implements and light tools used for harvesting on the farm.
Protects against financial loss following a covered claim, as well as additional expenses incurred.
Covers expenses related to a cyberattack, as well as data and income losses.
Protects against damage caused by electrical arcing from a power surge, as well as mechanical breakdown, including compressors.
Frequently asked questions
The world of insurance can raise many questions. That’s why we’ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, we offer the option to insure both property and activities, including residences, farm buildings, machinery, agritourism activities and processing operations.
Yes, Intact Insurance has had expertise in agricultural and commercial insurance for many years, while also being a financially solid partner.
No, insurance brokers do not have the expertise to establish a building’s reconstruction value. However, we can refer you to professional building appraisers.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.