Environmental
Covers certain costs and liabilities related to a spill or contamination caused by transport activities.
Business insurance
Transport insurance
Transporting goods means meeting deadlines, coordinating routes and ensuring reliability with every trip. Behind each delivery are vehicles, drivers and very real responsibilities. To support your operations and handle the unexpected on the road, we help you protect your transport business with insurance tailored to your daily reality.
Our expertise
Protect your operations, from the road to the delivery
Transport businesses face specific risks: commercial vehicles and fleets, transported goods, client liabilities and increased road exposure. Courtika supports carriers with transport business insurance solutions tailored to cargo type, routes and scope of operations.
As an insurance broker, we analyze your reality to offer clear, consistent and well-adjusted coverage to ensure the continuity of your activities.
Mandatory coverage
Mandatory coverage forms the foundation of your protection and ensures compliance with current requirements. It provides essential protection against the unavoidable risks of daily operations.
Covers bodily injury or property damage caused to others when using an insured vehicle.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage to the insured vehicle following an impact or rollover.
Provides extended protection against multiple causes of damage, except those expressly excluded from the policy.
Protects transported goods against certain risks such as theft, loss or damage during transit.
Groups several vehicles under a single policy to simplify management and standardize coverage.
Helps absorb loss of income and certain fixed costs during a shutdown caused by a covered loss.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear and accessible answers to the most common questions, to help you better understand the coverage offered and make informed choices with confidence.
The carrier may be held responsible, but often limited by contract or law. Hence the importance of cargo insurance.
Not automatically. A specific extension is required to cover transport outside Canada or cross-border shipments.
If you have cargo insurance with a theft clause, the goods are reimbursed according to the limits and conditions provided.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.