Housing
Home insurance
Airbnb and short-term rental insurance
Your short-term rental property deserves protection tailored to your reality. Courtika helps you choose short-term rental insurance that fits your property, your lifestyle and your needs, so you can move forward with confidence.
Our expertise
Insurance aligned with your accommodation activities
Airbnb-style rentals involve specific risks: frequent turnover of occupants, liability toward guests, protection of the building and its contents, as well as compliance with insurer requirements. Courtika supports property owners offering short-term accommodations with Airbnb and short-term rental insurance solutions tailored to the actual use of the property.
As an insurance broker, we take the time to analyze your situation in order to offer clear, consistent coverage that is well suited to your activity.
Add an endorsement
To properly insure a property used for short-term rentals, an endorsement must be added to the insurance policy. This applies when the property is rented for periods of less than one year, totaling more than 30 days per calendar year, whether consecutive or not.
For landlords, several property rental management platforms typically offer insurance coverage, such as Airbnb, Vrbo, Chalets Au Québec, and Monsieur Chalets.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
No, an endorsement or a specific policy is generally required.
Generally, more than 30 cumulative days per year must be declared, depending on the insurer.
Yes, but only if the rental is declared and covered under your policy.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.