Good record protection
Allows you to keep your record without an impact on the premium after a first eligible claim.
Home insurance
Income property insurance
Your income property deserves protection tailored to your reality. Courtika helps you choose income property insurance that fits your property, your lifestyle and your needs, so you can move forward with confidence.
Our expertise
Protect your investissement immobilier
Income properties involve specific risks and responsibilities: building protection, liability toward tenants, loss of rental income, and claims management. Courtika supports rental property owners with insurance solutions tailored to the type of property and how it is used.
As an insurance broker, we analyze your situation to offer clear, consistent coverage that is well suited to your reality as an investor.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to others.
Covers the residence and its structures against insured damage.
Covers property owned by the landlord and made available to tenants in case of damage or theft.
Covers detached buildings, such as a shed or garage.
Covers loss of rental income if the units become uninhabitable following a claim.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage caused by water entering from outside above ground, such as rain or melting snow.
Covers damage caused by water infiltration or sewer backup.
Covers damage caused by flooding related to overflowing rivers or lakes.
Covers damage caused by an earthquake.
Covers damage to the pool and risks associated with its use.
Covers damage to the hot tub as well as certain related equipment.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Elle covers the building, the liability of owner and the losss of revenus locatifs.
Yes, if you have the coverage of revenus locatifs.
No, the tenants must have leur propre insurance.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.