Rented equipment
Covers rented or borrowed equipment used in connection with your construction operations.
Business insurance
Construction insurance
Working in construction means building, transforming, and delivering tangible projects, often in constantly changing environments. Every job site comes with its own challenges, responsibilities, and unexpected situations. To help you move forward with confidence, we provide insurance solutions tailored to the realities of the construction industry, protecting your operations, your workforce, and your projects every step of the way.
Our expertise
Insurance aligned with your job sites and operations
The construction industry comes with unique risks: active job sites, equipment, professional liabilities, and contractual obligations. Courtika supports construction businesses with insurance solutions tailored to their trade, the nature of their work, and their operational needs.
As an insurance broker, we take the time to understand your business and assess your specific risks in order to recommend clear, comprehensive, and customized coverage designed to support your projects from start to finish.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to third parties as a result of your construction operations.
Covers damage to a project while it is under construction due to a sudden and accidental event.
Covers losses or damage resulting from the theft of materials, equipment, or acts of vandalism on the job site.
Covers tools, portable equipment, and construction machinery against damage or theft.
Covers the company’s liability arising from certain claims involving its employees.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage caused by a mechanical or electrical failure of equipment used on the job site.
Covers claims and cleanup costs resulting from accidental pollution or contamination incidents.
Covers certain claims arising from professional errors, omissions, or deficiencies in the performance of contracted work.
Covers financial losses or additional expenses resulting from delays caused by a covered loss.
Provides additional protection for work performed by subcontractors involved in the project.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes. Even smaller projects can face risks such as property damage, theft of materials, or liability claims. Having the right insurance coverage helps protect your business throughout the project.
Not automatically in every situation. It is important to disclose the use of subcontractors and ensure they carry adequate insurance coverage. Additional protection may be available to address risks related to subcontracted work.
Yes. Most contractors’ equipment policies cover tools and equipment while they are being used at various job sites. Coverage limits and conditions may vary depending on the insurer and policy selected.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Parlons de votre réalité
Chaque situation est différente, et prendre le temps d’en discuter fait toute la différence. Que vous ayez une question, un besoin précis ou simplement envie d’être bien conseillé, notre équipe est là pour vous accompagner et vous guider vers des solutions adaptées à votre réalité.