Home insurance

Homeowner insurance

Being a homeowner is about much more than owning a building. It is a place to live, where memories are made, and a sense of security you want to preserve. Because your property is an important investment and a space you care about, we help you protect it with insurance tailored to your reality and everyday life.
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For a fast and efficient quote
Here is the information you should have on hand:
  • check Year the property was built
  • check Type of heating used
  • check Property dimensions
  • check Distance to the nearest fire hydrant and fire station
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Our expertise

Protect what you call home

Property ownership comes with specific responsibilities and risks: the building, personal belongings and liability toward others. Courtika helps you choose homeowner insurance tailored to your type of residence and lifestyle.

As an insurance broker, we analyze your situation to recommend clear, consistent and truly suitable coverage, giving you lasting peace of mind.

Why choose Courtika
Words from our clients
During a claim, the handling of our file was extremely reassuring. Thank you to Courtika and Intact for your compassion, professionalism, and accessibility.
Nancy C. Grateful client
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Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Covers bodily injury and property damage caused to others.

Covers the residence and its structures against insured damage.

Covers personal belongings in the event of loss, theft or damage.

Covers detached buildings, such as a shed or garage.

Covers additional expenses if you must temporarily leave your home after a loss.

Recommended coverage

Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.

Covers damage caused by water entering from outside above ground, such as rain or melting snow.

Covers damage caused by water infiltration or sewer backup.

Covers damage caused by flooding related to overflowing rivers or lakes.

Covers damage caused by an earthquake.

Provides financial assistance and support in the event of identity theft.

Covers certain legal expenses to defend your rights or represent you.

Covers damage to the pool and risks associated with its use.

Covers damage to the hot tub as well as certain related equipment.

Additional coverage

These additional coverage options allow you to adjust your coverage based on more specific needs or particular situations.

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FADOQ advantage

Offers additional coverage or benefits for eligible FADOQ members.

Good record protection

Allows you to keep your record without an impact on the premium after a first eligible claim.

Excess liability (Umbrella)

Provides additional protection when your basic liability coverage is insufficient.

    Frequently asked questions

    The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    View full FAQ

    It covers the home, personal belongings and liability in the event of damage caused to others.

    Yes, but only for included or added coverage, such as sewer backup, infiltration, overflow and similar risks.

    No. It should be insured based on its reconstruction value, meaning the cost to rebuild it as new.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    See more tips

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.

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