Business insurance

Car dealerships insurance

Being a dealer is much more than selling vehicles. It means managing a large inventory, welcoming customers, coordinating test drives and protecting high-value assets day after day. To support your operations and handle the unexpected, we help you protect your dealership with insurance tailored to your business reality.
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Our expertise

Insurance designed for car dealerships

Automotive dealerships face very specific challenges: buildings, new and used vehicle inventory, test drives, customer liability and daily operations. Courtika supports dealerships with automotive dealer insurance solutions tailored to their type of dealership and activities.

As your insurance broker, we analyze your situation to offer clear, consistent and well-adjusted coverage to ensure the continuity and stability of your operations.

Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Covers eligible bodily injury or property damage caused to third parties, subject to the policy conditions.

Protects against certain eligible losses, damage or liabilities related to this coverage, subject to the policy conditions.

Recommended coverage

Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.

Covers multiple company vehicles under one policy, often including those used for test drives.

Covers certain damage to essential equipment, such as compressors, mechanical systems or service appliances.

Covers certain losses caused by theft, attempted theft or acts of vandalism.

Covers certain damage to customer vehicles while in the dealership’s care.

Additional coverage

These additional coverage options allow you to adjust your coverage based on more specific needs or particular situations.

Internal fraud

Protects against certain financial losses caused by fraudulent acts committed by employees or authorized persons.

Cyber risk

Covers certain costs related to cyberattacks, data breaches, IT interruptions and crisis management.

Business interruption

Compensates for a portion of lost income and certain expenses during a shutdown related to a covered claim.

    Frequently asked questions

    The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    Yes, if you have auto inventory insurance that includes theft and vandalism coverage.

    Yes, with fleet insurance or a specific endorsement covering authorized drivers.

    It covers damage to customer vehicles in your care, as well as certain errors related to services.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.