Professional Errors
Covers certain claims related to mistakes, negligence, or poor advice in the services provided.
Business insurance
Garage insurance
Running a garage is about much more than repairing vehicles. It means managing a constant flow of customers, handling vehicles that don't belong to you, and working with specialized equipment day after day. To support your operations and handle the unexpected, we help you protect your garage with insurance tailored to your reality.
Our Expertise
Protecting your garage and the vehicles entrusted to you
Garages and mechanical shops face unique risks: buildings, tools and equipment, customer vehicles, road tests, and liability related to the work performed. Courtika supports garage owners with garage insurance solutions tailored to their type of activity, whether it’s general mechanics, body work, or specialized services.
As an insurance broker, we analyze your situation to offer you clear, consistent, and well-suited coverage, so you can operate with confidence.
Essential Coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury or property damage caused to third parties during garage operations.
Covers certain damages and liabilities related to business-owned vehicles.
Recommended Coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage to customer vehicles while they are in the garage’s care.
Protects tools, equipment, and other garage property against certain covered losses.
Covers certain damage to compressors, vehicle lifts, and other equipment in case of sudden breakdown.
Covers certain losses related to the theft of property, tools, or garage equipment.
Frequently Asked Questions
The world of insurance can raise many questions. That’s why we’ve gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, with garagekeepers liability, which covers vehicles entrusted to you during repairs.
Property insurance generally covers contents, but specific theft coverage is strongly recommended.
Only if you have equipment breakdown insurance. Mechanical breakdowns are not covered by a standard policy.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.