Good record protection
Allows you to keep your record without an impact on the premium after a first eligible claim.
Home insurance
Cottage and secondary residence insurance
Your cottage or secondary residence deserves protection tailored to your reality. Courtika helps you choose cottage and secondary residence insurance that fits your property, your lifestyle and your needs, so you can move forward with confidence.
Our expertise
Protect your retreat year-round
Cottages and secondary residences present specific risks: occasional occupancy, variable weather conditions, and periods of vacancy. Courtika supports you in choosing insurance for your cottage or secondary residence tailored to the type of property, its location, and how it is used.
As an insurance broker, we analyze your situation to offer clear, consistent coverage that is well suited to your needs, so you can fully enjoy your getaway.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to others.
Covers the residence and its structures against insured damage.
Covers personal belongings in the event of loss, theft or damage.
Covers detached buildings, such as a shed or garage.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage caused by water entering from outside above ground, such as rain or melting snow.
Covers damage caused by water infiltration or sewer backup.
Covers damage caused by flooding related to overflowing rivers or lakes.
Covers damage caused by an earthquake.
Covers damage to the pool and risks associated with its use.
Covers damage to the hot tub as well as certain related equipment.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
No, coverage may differ depending on seasonal or occasional use.
Yes, but certain conditions must be met, such as regular visits and heating requirements.
Yes, if the required prevention measures are followed.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.