Retired members of senior management
Covers former executives for claims related to decisions made during their time in office.
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Our expertise
Lead with confidence, backed by the right protection
Directors and officers can be exposed to claims related to their decisions, management actions or role within the company. Courtika supports organizations with Directors and Officers (D&O) liability insurance solutions adapted to their structure, sector and challenges. This coverage helps better manage the risks related to the management and governance of an organization.
As your broker, we analyze your situation to offer clear, consistent coverage aligned with your responsibilities.
Essential coverage
Protects the personal assets of decision-makers against lawsuits
Protects the company and its directors and officers (D&O) against lawsuits brought by employees.
Coverage in the event of faults, errors, or mismanagement of beneficiaries’ pension or employee benefit plans.
Covers legal defense costs incurred during a claim, according to the policy’s limits and conditions, in addition to the coverage amount.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
General liability insurance covers bodily injury and property damage caused to third parties. D&O insurance is a specialized form of liability coverage that protects the personal assets of executives and covers management errors, strategic mistakes, regulatory breaches, or violations of laws committed by leadership.
Board members, executives, senior management, and employees involved in decision-making.
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Let’s talk about your reality
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Better manage your professional liability
Professionals can be exposed to claims arising from errors, omissions or unintentional faults in the course of their duties. Courtika supports businesses and professionals with professional liability (E&O) insurance solutions adapted to their field of activity and level of exposure.
As your broker, we analyze the nature of your services to offer clear, consistent coverage aligned with your professional obligations.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects against claims for financial losses suffered by a client as a result of professional error, omission or negligence.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers legal defense costs in the event of a claim, subject to the policy limits and conditions.
Allows coverage for claims related to services rendered before the policy was purchased, provided they occur after the effective date.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
General liability insurance mainly covers bodily injury or property damage caused to third parties, while E&O insurance covers financial losses resulting from professional errors, omissions or poor advice.
Yes, if the policy includes a retroactive date. This allows coverage for claims related to services rendered before the subscription date, according to the retroactive date provided in the contract.
Yes. Even without an official judgment, defense costs and certain settlements may be covered, subject to the policy terms and limits.
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Insurance aligned with your reality as a driver
Every car and every user has different needs. Courtika helps you choose auto insurance solutions tailored to your profile, your vehicle and your use. As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.
Mandatory coverages
Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers the damage to your vehicle in case of collision or of rollover.
Covers eligible damage or liability related to the vehicle, subject to the policy conditions.
Covers the specific risks listed in the policy, such as fire, theft or vandalism.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, but under certain conditions. The driver must have a valid licence. Depending on how often you lend your vehicle, we may need to add that person to your policy. If they have their own insurance policy and are the primary driver, you can lend them your vehicle.
This usage must always be disclosed, as coverage is not offered by all insurers.
There may be several factors involved, such as your area of use, the vehicle’s history, your claims history, your credit history, and more.
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Let’s talk about your reality
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Our expertise
Insurance aligned with your reality as a motorcyclist
Every motorcycle and every user has different needs. Courtika helps you choose motorcycle insurance solutions tailored to your profile, your vehicle and your use.
As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.
Mandatroy coverage
Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers the damage to your motorcycle in case of collision or of rollover.
Covers damage to your moto except damage caused by collision or rollover.
Covers the specific risks listed in the policy, such as fire, theft or vandalism.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
No, storage credits are not available for recreational vehicles.
No, no discount applies between recreational vehicles and automobiles.
No, never. Recreational vehicles must always be insured under a separate policy from home insurance.
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Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.
Our expertise
Enjoy winter snowmobiling to the fullest, worry-free
Your snowmobile is part of your lifestyle. Courtika helps you choose snowmobile insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
As a snowmobile insurance broker, we analyze your situation to offer clear, consistent coverage tailored to your needs.
Mandatory coverage
Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers the damage to your snowmobile in case of collision or of rollover.
Covers damage to your snowmobile except damage caused by collision or rollover.
Covers the specific risks listed in the policy, such as fire, theft or vandalism.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
No, storage credits are not available for recreational vehicles.
No, no discount applies between recreational vehicles and automobiles.
No, never. Recreational vehicles must always be insured under a separate policy from home insurance.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.
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Protect your ATV wherever you ride
Your ATV is part of your lifestyle. Courtika helps you choose ATV insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.
Mandatory coverage
Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers the damage to your ATV in case of collision or of rollover.
Covers damage to your ATV except damage caused by collision or rollover.
Covers the specific risks listed in the policy, such as fire, theft or vandalism.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
No, storage credits are not available for recreational vehicles.
No, no discount applies between recreational vehicles and automobiles.
No, never. Recreational vehicles must always be insured under a separate policy from home insurance.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.
Our expertise
Insurance aligned with your mobile lifestyle
Your RV, camper or trailer is part of your lifestyle. Courtika helps you choose RV and trailer insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.
Mandatory coverage
Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers the damage to your VR, camper or trailer in case of collision or of rollover.
Covers damage to your RV, camper or trailer except damages caused by collision or upset.
Covers the specific risks listed in the policy, such as fire, theft or vandalism.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, your RV must remain insured during the winter, even if it is not being used. This protects it against risks such as theft, vandalism, fire or certain types of damage while in storage.
Yes, most insurers offer an option to cover personal belongings inside the RV.
Yes, automatically. However, we recommend carrying at least $2 million in civil liability coverage, or more.
Yes, you can lend it. However, if you plan to rent it out for compensation, you must notify your insurer beforehand.
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Let’s talk about your reality
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Our expertise
Coverage tailored to life on the water
Your boat is part of your lifestyle. Courtika helps you choose boat insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.
Mandatory coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to others.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Your boat is part of your lifestyle. Courtika helps you choose boat insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, provided that you have comprehensive coverage for your boat.
Yes, personal belongings such as clothing, sports equipment and electronics may be covered if you add personal belongings coverage.
Yes, provided that you have comprehensive coverage for your boat.
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Let’s talk about your reality
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Protect what you call home
Property ownership comes with specific responsibilities and risks: the building, personal belongings and liability toward others. Courtika helps you choose homeowner insurance tailored to your type of residence and lifestyle.
As an insurance broker, we analyze your situation to recommend clear, consistent and truly suitable coverage, giving you lasting peace of mind.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to others.
Covers the residence and its structures against insured damage.
Covers personal belongings in the event of loss, theft or damage.
Covers detached buildings, such as a shed or garage.
Covers additional expenses if you must temporarily leave your home after a loss.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage caused by water entering from outside above ground, such as rain or melting snow.
Covers damage caused by water infiltration or sewer backup.
Covers damage caused by flooding related to overflowing rivers or lakes.
Covers damage caused by an earthquake.
Provides financial assistance and support in the event of identity theft.
Covers certain legal expenses to defend your rights or represent you.
Covers damage to the pool and risks associated with its use.
Covers damage to the hot tub as well as certain related equipment.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
It covers the home, personal belongings and liability in the event of damage caused to others.
Yes, but only for included or added coverage, such as sewer backup, infiltration, overflow and similar risks.
No. It should be insured based on its reconstruction value, meaning the cost to rebuild it as new.
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Insurance aligned with your unit and lifestyle
Co-ownership comes with very specific needs: protection for the interior of the unit, improvements made to it, personal belongings and civil liability. Courtika helps you choose condo insurance adapted to your declaration of co-ownership and personal situation.
As an insurance broker, we take the time to analyze your reality so we can recommend clear, consistent and well-adjusted coverage to help avoid unpleasant surprises.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers bodily injury and property damage caused to others.
Covers personal belongings in the event of loss, theft or damage.
Covers improvements and upgrades made to the unit, such as the kitchen or flooring, against insured damage.
Covers your share of responsibility for damage to the building’s common areas, based on your unit share.
Covers detached buildings, such as a shed or garage.
Covers additional expenses if you must temporarily leave your home after a loss.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers damage caused by water entering from outside above ground, such as rain or melting snow.
Covers damage caused by water infiltration or sewer backup.
Covers damage caused by flooding related to overflowing rivers or lakes.
Covers damage caused by an earthquake.
Provides financial assistance and support in the event of identity theft.
Covers certain legal expenses to defend your rights or represent you.
Covers damage to the pool and risks associated with its use.
Covers damage to the hot tub as well as certain related equipment.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
The syndicate covers the common areas and basic structure, while your insurance covers your belongings, improvements and liability.
Yes, improvements such as the kitchen, flooring and similar upgrades must be insured individually.
Yes. In some cases, you may be responsible for part of the deductible.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.