Agricultural insurance

Livestock farm insurance

It's not just a farm, it's the fruit of your work and your daily commitment to your animals. Because every operation is unique, we help you find an insurance solution tailored to your reality, so you can focus on what truly matters, day after day.
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Our expertise

Managing risks specific to livestock farms

Operating a livestock farm comes with unique challenges: specialized buildings, animal care, equipment, machinery and liabilities related to agricultural operations. Courtika supports producers with livestock farm insurance solutions tailored to their type of production and daily reality.

As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.

Mots de notre clientèle
Fermes Farnham Ltd. is proud to collaborate with Courtika Insurance, true specialists in the insurance field. A trusted team that truly understands our agricultural reality.

Essential coverage

This coverage protects the basics and the most common risks, providing protection suited to everyday situations.

Covers farm buildings such as barns and stables against damage from covered losses.

Protects farm machinery and equipment against covered losses or damage, based on their declared value.

Covers the loss of insured animals following a claim, according to the terms and values set out in the policy.

Protects against claims for bodily injury or property damage caused to third parties in the course of farming activities.

Recommended coverage

Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.

Compensates for sudden and accidental damage to farm equipment essential to operations.

Compensates for loss of income when production is slowed or halted following a covered claim.

Covers certain additional expenses incurred to maintain or resume operations after a claim.

Protects farm products against losses or damage caused by a covered claim.

Additional coverage

These additional coverage options allow you to adjust your protection based on more specific needs or particular situations.

Pollution

Covers certain damage resulting from a sudden and accidental spill or pollution event.

Care, custody and control of animals

Protects against claims related to animals belonging to third parties but entrusted to the farm.

Warehousers’ liability

Covers liability arising from the storage of property belonging to third parties.

    Frequently asked questions

    The world of insurance can raise many questions. That’s why we’ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    Farm business interruption insurance can compensate for loss of income when production is reduced or halted following a covered claim.

    Animals can be insured globally for the value the producer would have received if they had been sold. In this case, it is important to follow the Co-insurance Clause mentioned in the policy. If an animal has high value, it should be insured specifically.

    Extra expense coverage can serve many purposes. For example, this type of coverage can help cover additional costs resulting from renting machinery after a claim that damaged your own equipment.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.