Pollution
Covers certain cleanup costs, damages and liabilities arising from a pollutant discharge related to the company’s operations.
Business insurance
Manufacturer, distributor, wholesaler insurance
Manufacturing, warehousing, distribution: every step of your operations is essential to the smooth running of your business. Whether in the factory, warehouse, or when bringing your products to market, your activities rely on well-established processes and key equipment. To support your day-to-day business, we help you protect your operations with insurance tailored to your reality.
Our expertise
Protect your operations, from production to distribution
Manufacturing, distribution, and wholesale companies face very specific risks: industrial buildings, specialized equipment, inventory, transportation of goods, and liabilities related to their operations. Courtika supports these organizations with manufacturing business insurance solutions tailored to the nature of their operations and their industry.
As an insurance broker, we analyze your situation to offer you clear, consistent, and well-adapted protection solutions to help ensure the continuity of your business activities.
Mandatory coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers eligible bodily injury or property damage caused to third parties, subject to the policy conditions.
Protects the building, equipment, and contents against losses such as fire, theft, or certain covered property damage.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Helps compensate for certain eligible losses or expenses after a covered claim.
Covers sudden and accidental damage to essential machinery, equipment, or systems caused by a mechanical or electrical breakdown.
Covers claims related to injuries or damage caused by a product sold, distributed, or manufactured by the business.
Protects the company’s property while in transit against certain risks such as theft, loss, or damage.
Covers certain costs related to cyberattacks, data breaches, IT interruptions and crisis management.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, if you have product liability insurance. It covers bodily injury or property damage caused after the sale or distribution of the product.
Business interruption insurance compensates for lost income and fixed expenses (such as salaries and rent) during the shutdown period.
No, not always with standard property insurance. Equipment breakdown coverage is needed to cover mechanical or electrical failures.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.