Pollution
Covers certain accidental environmental damage.
Agricultural insurance
Maple syrup farm insurance
A maple syrup farm is the return of spring, know-how passed down through generations, and gestures repeated year after year. It's a balance between tradition, nature and work well done, where every season matters. Because your maple operation represents much more than just production, we help you protect it with insurance tailored to your reality, so you can focus on this eagerly awaited time of year.
Our expertise
Coverage tailored to the maple syrup industry
Operating a maple syrup farm comes with unique challenges: buildings, processing equipment, machinery and activity-related responsibilities. Courtika supports maple syrup producers with insurance solutions tailored to their type of operation and production methods.
As your broker, we analyze your situation to offer clear, consistent and well-structured coverage.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Protects the sugar shack and other buildings against insured damage.
Covers equipment used for harvesting and processing maple sap.
Protects against injuries or damage suffered by third parties on site.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Covers accidental breakdown of equipment essential to production.
Compensates for lost income if a claim prevents production during the season.
Frequently asked questions
The world of insurance can raise many questions. That’s why we’ve gathered clear and accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Business interruption coverage can help compensate for lost income if an insured claim prevents production during the sugaring season.
Yes, if replacement cost insurance is included in the policy. This option allows you to replace equipment without accounting for depreciation, subject to applicable conditions.
Yes. Agricultural liability covers bodily injuries suffered by visitors on your site, provided the activity is declared and insured.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.