Entrusted property / customer property
Covers damage or loss to property belonging to customers or entrusted to your business.
Business insurance
SMB insurance
Running an SMB means wearing many hats and making decisions every day. Between growth, responsibilities and the unexpected, risk management shouldn't be a headache. We help you protect your business with insurance tailored to your reality.
Our expertise
Insurance that supports your growth
SMBs face a variety of challenges: risk management, asset protection, customer liability and business continuity. Courtika supports small and medium-sized businesses across different sectors with flexible and consistent SMB insurance solutions.
As your broker, we take the time to understand your business to offer coverage well suited to your current situation and goals.
Essential coverage
This coverage protects the basics and the most common risks, providing protection suited to everyday situations.
Covers the buildings, equipment and contenus of the business in the event of damage or of loss.
Covers eligible bodily injury or property damage caused to third parties, subject to the policy conditions.
Recommended coverage
Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.
Compensates for lost revenue and certain expenses during a business shutdown following a claim.
Covers damage caused by a sudden breakdown or failure of equipment.
Covers losses or damage resulting from theft or acts of vandalism.
Covers expenses related to IT incidents, such as cyberattacks, data loss or system interruptions.
Frequently asked questions
The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.
Yes, damage caused by your employees in the course of their duties is generally covered by the company’s general liability insurance.
Insurance amounts are based on the replacement value of insured property (building, contents, equipment), to ensure adequate protection in the event of a claim.
Yes, with the appropriate coverage, your property can be insured even when located outside your usual premises.
Expert advice
Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.
Let’s talk about your reality
Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.