Vehicle insurance

Automobile insurance

Your car is part of your lifestyle. Courtika helps you choose auto insurance tailored to how you use it, your needs and your budget, so you can enjoy every trip with greater peace of mind.
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Here is the information you should have on hand:
  • check List of drivers
  • check Serial number, brand, model and year of the vehicle to insure
  • check Driver’s licence number for the driver(s)
  • check Informations on daily or annual use of the vehicle
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Our expertise

Insurance aligned with your reality as a driver

Every car and every user has different needs. Courtika helps you choose auto insurance solutions tailored to your profile, your vehicle and your use. As insurance brokers, we analyze your situation and recommend clear, well-aligned coverage.

Why choose Courtika
Words from our clients
During a claim, the handling of our file was extremely reassuring. Thank you to Courtika and Intact for your compassion, professionalism, and accessibility.
Nancy C. Grateful client
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Mandatory coverages

Mandatory coverage forms the foundation of your policy and helps keep you compliant with current requirements. It provides essential protection against everyday risks.

Covers bodily injury and property damage caused to others.

Recommended coverage

Depending on your situation, certain additional coverage may be recommended to better manage your risks and avoid surprises.

Covers the damage to your vehicle in case of collision or of rollover.

Covers eligible damage or liability related to the vehicle, subject to the policy conditions.

Covers the specific risks listed in the policy, such as fire, theft or vandalism.

Additional coverage

These additional coverage options allow you to adjust your coverage based on more specific needs or particular situations.

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Roadside assistance

Provides assistance in the event of a breakdown or roadside incident, such as towing or roadside service.

Travel expenses

Provides coverage for temporary transportation expenses while your vehicle is out of service.

Personal insurance

Covers injury or death of the driver and passengers.

Replacement cost coverage

Allows the vehicle to be replaced with a new one in the event of a total loss (subject to conditions).

Civil liability for damage caused to vehicles not owned by the named insured

Covers damage caused to a vehicle you use without owning it.

    Frequently asked questions

    The world of insurance can raise many questions. That is why we have gathered clear, accessible answers to the most common questions, to help you better understand the coverage available and make informed choices with confidence.

    View our full FAQ

    Yes, but under certain conditions. The driver must have a valid licence. Depending on how often you lend your vehicle, we may need to add that person to your policy. If they have their own insurance policy and are the primary driver, you can lend them your vehicle.

    This usage must always be disclosed, as coverage is not offered by all insurers.

    There may be several factors involved, such as your area of use, the vehicle’s history, your claims history, your credit history, and more.

    Expert advice

    Through our articles, discover helpful content to better understand property and casualty insurance and make informed decisions. Benefit from practical advice for everyday life.

    See more tips

    Let’s talk about your reality

    Every situation is unique, and taking the time to talk about it makes all the difference. Whether you have a question, a specific need, or simply want trusted advice, our team is here to support you and guide you toward solutions tailored to your reality.

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