How can you prevent water damage?

Do you know where your home’s main water shut-off valve is located? Great! Now make sure everyone else in your household knows as well. That way, they can quickly shut off the water supply if a pipe bursts.

2. Keep an Eye on Your Appliances

Never leave home while your washing machine or dishwasher is running. Make sure the hoses connected to these appliances are in good condition, and replace them every ten years—or sooner if you notice signs of wear such as bulging, cracking, or corrosion. When it’s time to replace them, choose braided stainless-steel hoses, which are generally more durable than rubber hoses, according to InfoAssurance.

3. Replace Your Water Heater

Like appliance hoses, water heaters should typically be replaced every ten years. If yours is getting older, inspect it regularly to avoid unpleasant surprises such as a flooded basement, excess moisture, mold growth, or warped flooring.

4. Clean Your Gutters

In the fall, leaves and seed pods can quickly clog your gutters, causing rainwater to flow back toward your home’s foundation instead of draining away properly. Take the time to clean your gutters regularly to help prevent water infiltration.

5. Drain Outdoor Faucets

Before winter arrives, drain the pipes connected to your outdoor faucets, as they are particularly vulnerable to freezing. To do so:

• Shut off the indoor valves supplying the outdoor faucets.
• Open the outdoor faucets to allow any remaining water to escape.
• Once the water has drained, close the faucets for the winter.

Don’t forget to empty your garden hoses as well. This helps prevent standing water from freezing and damaging your pipes.

6. In Winter, Take Extra Precautions When You’re Away

If you leave your home unheated for more than four days during the winter, ice can form in your plumbing system. The resulting pressure may cause pipes to burst, leading to significant water damage.

Before leaving:

• Shut off the main water supply.
• Drain your pipes.
• Ask a trusted person to check on your home and ensure the heating system maintains an adequate temperature.

7. Inspect Your Roof

Winter brings snow, rain, and ice. When these elements accumulate heavily, monitor the condition of your roof—especially if you have a flat roof. Small cracks can develop and allow water to seep inside. In extreme cases, excessive weight from snow and ice can even lead to structural failure.

8. Maintain Your Landscaping

Trees can add beauty to your property, but their roots may grow around water and electrical lines. This can damage drains, pipes, and septic systems. When planning your landscaping, make sure trees are planted a safe distance away from underground utilities.

9. Have Your Plumbing Inspected

Have you noticed water infiltration, increased humidity, or signs of mold in your home? If so, it’s a good idea to have a plumber inspect your drainage system, sump pump, and backwater valve. A preventive inspection can save you from costly repairs later.

10. Install Water Leak Detectors

Water leak detectors are designed to trigger an alarm when they detect moisture or small water leaks. Ideally, install them near:

• Your water heater
• Your sump pump
• Major appliances
• Toilets

These devices can provide early warning and help minimize damage.

If you experience water damage despite these precautions and the loss is covered under your insurance policy, contact your insurance broker immediately. If you have any questions, don’t hesitate to reach out to us. One of our brokers will be happy to assist you.